Enter any address in Trimble County, Kentucky to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most common type of flooding in Trimble County, KY, with 27 such events recorded in the last 30 years, compared to 10 general flood events. Recent examples include flash flooding on September 3, 2022, caused by locally heavy rainfall, and isolated flooding on June 19, 2021, following heavy rain across the region.
River flooding has also occurred, such as on February 22, 2018, when widespread heavy rainfall across the Ohio River basin led to significant rises on the Ohio River, reaching moderate to major flood stage. Homeowners in Zone A, which has seen the highest number of NFIP claims and substantial average payouts and water depths, should pay particular attention to flood risk. Properties in Zone X and Zone X_UNSHADED also have a history of claims, indicating potential flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
15 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Trimble County, Kentucky has recorded 37 flood-related events since 1996 according to NOAA's Storm Events Database, including 27 flash floods and 10 river or area floods. The county has received 22 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1978–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Flooding, And Landslides | Severe Storm | Feb 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides | Severe Storm | Mar 3, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides | Flood | Feb 21, 2018 |
| Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide | Severe Storm | Jul 11, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | Feb 29, 2012 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Sep 3, 2022 | 0.00K |
| Flash Flood | Jun 19, 2021 | 0.00K |
| Flash Flood | Feb 24, 2018 | 0.00K |
| Flood | Feb 23, 2018 | 0.00K |
| Flood | Feb 22, 2018 | 0.00K |
| Flash Flood | Jul 3, 2018 | 0.00K |
| Flash Flood | Jul 14, 2015 | 0.00K |
| Flash Flood | Jul 14, 2015 | 25.00K |
| Flash Flood | Jul 14, 2015 | 75.00K |
| Flash Flood | Jul 12, 2015 | 0.00K |
Flash Flood — Sep 3, 2022
During the afternoon and evening hours on September 3rd, a combination of ample moisture and sufficient instability provided the necessary ingredients for widespread convection, resulting in locally heavy rainfall and isolated wind damage reports. On the synoptic scale, a weak mid-level disturbance was located across the mid-Mississippi Valley, with a surface low located across western Kentucky...
Flash Flood — Jun 19, 2021
During a warm summer night with a highly unstable atmosphere (2,000 - 3, 000 J/kg CAPE), an axis of heavy rain moved across southern Indiana and north central Kentucky. This caused isolated flooding in Trimble County.
Flash Flood — Feb 24, 2018
A stalled frontal boundary interacting with highly anomalous moisture from the Gulf of Mexico interacted with multiple weather systems that brought widespread heavy rainfall and severe thunderstorms to central Kentucky February 24 through the early morning hours February 25. A Flash Flood Emergency was issued for Jefferson County, KY including Louisville metro. There were over 50 water rescues ...
Flood — Feb 23, 2018
Repeated rounds of moderate to heavy rainfall across the entire Ohio River basin totaled between 8 to 9 inches across central Kentucky from February 15 to February 28. These totals were generally 7+ inches, or 200 to 400% of normal values for mid to late February. The large areal extent of the excessive rainfall led to significant rises on area rivers, including the Ohio River. The Ohio River a...
Flood — Feb 22, 2018
Repeated rounds of moderate to heavy rainfall across the entire Ohio River basin totaled between 8 to 9 inches across central Kentucky from February 15 to February 28. These totals were generally 7+ inches, or 200 to 400% of normal values for mid to late February. The large areal extent of the excessive rainfall led to significant rises on area rivers, including the Ohio River. The Ohio River a...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Trimble County, Kentucky:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Trimble County, Kentucky that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.