516 flood insurance claims·$8.8M paid·21 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Beauregard Parish, Louisiana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from heavy rainfall and slow-moving weather systems dominates the flood risk profile in Beauregard Parish, accounting for 34 of the 53 recorded flood events in the last 30 years alongside general floods, tropical storms, and hurricanes that caused two deaths. Recent historical events include flash flooding in April 2024 from a strong upper low interacting with a frontal boundary, and multiple upper disturbances producing heavy rain and flooding in May 2024.
National Flood Insurance Program records show claims occurring across multiple zones, with Zone A recording the highest volume at 315 claims with an average payout of $20,197 and an average recorded water depth of 9 inches. Zone X accounts for 111 claims with an average payout of $24,332 and an average recorded water depth of 21 inches, while Zone UNKNOWN contains 79 claims with an average payout of $7,677 and an average water depth of 3 inches. Zone V and unshaded Zone X account for a small fraction of total claims.
Homeowners and real estate professionals in Zone A and Zone X should pay the closest attention to flood risk, as these areas represent the vast majority of historical insurance claims and experience significant average water depths during heavy rain events.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
1% of Beauregard Parish’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
324 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 10 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 1989, with 73 claims and $770,206 paid, the year of Severe Storms & Flooding and Tropical Storm Allison.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
25 NOAA storm reports from Beauregard Parish describe what happened, in the words of the forecasters who covered it. Read the Louisiana flood stories →
43 federal disaster declarations since 1983, 21 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 23, 2026 |
| Tropical Storm Francine | Sep 10, 2024 |
| Tiger Island Fire | Aug 23, 2023 |
| Tropical Storm Nicholas | Sep 12, 2021 |
| Hurricane Ida | Aug 26, 2021 |
| Tropical Storm Ida | Aug 26, 2021 |
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
53 since 1996: 34 flash floods and 11 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | May 6, 2025 | — |
| Flash Flood | May 6, 2025 | $25,000 |
| Flash Flood | May 29, 2024 | — |
| Flash Flood | May 16, 2024 | — |
| Flash Flood | Apr 10, 2024 | — |
| Flash Flood | Sep 28, 2021 | — |
| Hurricane (Typhoon) | Aug 26, 2020 | $1.0B · 2 killed |
| Tropical Storm | Oct 9, 2020 | $100.0M |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · May 6, 2025. A warm front slowly lifted north across the region during the 6th causing rain and thunderstorms. A low pressure system and associated cold front slowly pushed back across the area on the 7th and stalled into the 9th with a couple rounds of heavy rain and thunderstorms.
Flash Flood · May 29, 2024. Short waves traversed the region during the afternoons at the end of May. This occurred while the area was at peak afternoon heating each day which set the stage for severe thunderstorms to develop.
Flash Flood · May 16, 2024. Multiple upper disturbances moved across the region from the 12th through the 16th causing a rounds of strong to severe thunderstorms which produced numerous reports of damage, flooding, and high winds.
Flash Flood · Apr 10, 2024. A strong upper low moved across the region and interacted with a frontal boundary that was moving south across the area. Flooding, high wind gusts, hail, and tornadoes occurred in Louisiana as a result of this system.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Beauregard Parish is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.