FEMA flood zones · Louisiana

Catahoula Parish, Louisiana Flood Zone Map

1,627 flood insurance claims·$14.4M paid·23 federal flood & hurricane disasters

Less than 1% of Catahoula Parish’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Catahoula Parish, Louisiana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Catahoula Parish floods

Flash flooding from summer thunderstorms and severe weather systems dominates the flood history of Catahoula Parish, backed by 27 recorded flash flood events out of 38 total storm events over the last 30 years. Additional historical impacts include tropical storms and hurricanes, such as the slow-moving remnants of Hurricane Ida in August 2021, which brought tropical storm-force gusts and downed trees, and heavy rainfall from a low-pressure system in August 2022 that produced widespread flash flooding across northeast Louisiana.

Federal insurance data reflects significant historical claims concentrated heavily in specific risk areas. Zone A accounts for the vast majority of National Flood Insurance Program claims with 1,075 filings, averaging a payout of $12,687 and an average recorded water depth of 6 inches. Properties with unknown zone designations represent the second-highest claim volume with 493 filings, averaging $4,098 per payout and an average recorded water depth of 2 inches. Meanwhile, Zone X properties recorded 46 claims with a higher average payout of $31,127 and an average recorded water depth of 2 inches.

Homeowners and real estate professionals in Zone A and unmapped or unknown zones should pay the closest attention to flood risk, given the high volume of historical claims and average water depths recorded in those areas.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

Where the flood claims came from

1% of Catahoula Parish’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.

1,088 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 5 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 1991, with 572 claims and $4.1M paid, the year of Severe Storms & Flooding and Severe Storms, Tornadoes & Flooding.

1978: 1 claims1979: 174 claims1980: 10 claims1982: 43 claims1983: 266 claims1984: 1 claims1987: 8 claims1989: 21 claims1990: 31 claims1991: 572 claims1992: 1 claims1993: 6 claims1994: 9 claims1995: 3 claims1997: 58 claims1998: 3 claims1999: 13 claims2001: 54 claims2002: 6 claims2003: 1 claims2005: 2 claims2008: 51 claims2009: 17 claims2010: 2 claims2011: 55 claims2012: 1 claims2013: 6 claims2015: 2 claims2016: 103 claims2017: 1 claims2018: 23 claims2019: 51 claims2020: 25 claims2021: 1 claims2024: 3 claims2025: 3 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

12 NOAA storm reports from Catahoula Parish describe what happened, in the words of the forecasters who covered it. Read the Louisiana flood stories →

Federal disasters

45 federal disaster declarations since 1965, 23 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 23, 2026
Tropical Storm FrancineSep 10, 2024
Tropical Storm NicholasSep 12, 2021
Hurricane IdaAug 26, 2021
Tropical Storm IdaAug 26, 2021
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
Tropical Storm ZetaOct 26, 2020

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

38 since 1996: 27 flash floods and 3 river or area floods.

EventDateDamage
Flash FloodAug 24, 2022$1,000
Flash FloodAug 24, 2022$100,000
Tropical StormAug 30, 2021$40,000
Flash FloodOct 2, 2021$15,000
Flash FloodOct 2, 2021$5,000
Tropical StormAug 27, 2020$30,000
Flash FloodJan 14, 2020$5,000
Flash FloodOct 9, 2020$500,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Aug 24, 2022. A low pressure system spinning over northern Louisiana and southern Arkansas brought several rounds of showers and thunderstorms producing widespread heavy rain to northeast Louisiana through the day August 24th.

Tropical Storm · Aug 30, 2021. Major hurricane Ida made landfall as a strong category four hurricane around 11:55am on August 29 near Grand Isle, LA. It then moved very slowly north through south central Louisiana and into Mississippi on August 30. It then turned northeast and moved across the Jackson metro area as a tropical storm and into northeast Mississippi as a tropical depression through the early morning of August 31. Ida brought tropic…

Flash Flood · Oct 2, 2021. Showers and thunderstorms occurred as a cold front interacted with a warm, moist airmass. This resulted in some flooding in northeast Louisiana.

Tropical Storm · Aug 27, 2020. Hurricane Laura made landfall along the Louisiana coast near Lake Charles in the early morning hours of August 27. It moved north into Central Louisiana during the morning and afternoon before turning to the northeast and tracking through Arkansas. Impacts from Laura were felt far from the center of the storm, which was mainly in the form of tropical storm force winds across portions of northeast Louisiana and sou…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Catahoula Parish

If a building in Catahoula Parish is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.