2,891 flood insurance claims·$83.2M paid·26 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Iberia Parish, Louisiana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from heavy rainfall events dominates the local flood hazard profile, accounting for 36 out of 44 recorded flood events over the last 30 years, alongside 6 general floods and 2 tropical storms. This pattern is driven by slow-moving weather systems, such as an inverted trough along the Louisiana coast that brought multi-day heavy rain and thunderstorms in June 2025, and a stalled cold front that produced widespread flooding at multiple locations in April 2025.
National Flood Insurance Program records indicate that flood risks affect properties across multiple zones. Zone A contains the highest claim volume with 1,697 claims averaging $39,272 and an average recorded water depth of 6 inches. Zone X unshaded accounts for 567 claims with an average payout of $16,259 and an average water depth of 2 inches, while Zone X accounts for 349 claims with an average payout of $38,701 and an average water depth of 4 inches. Zone V records 146 claims with an average payout of $39,414 and an average water depth of 7 inches.
Homeowners in Zone V and Zone A should pay the closest attention to flood preparedness, given their high claim volumes, larger average payouts, and greater recorded water depths during flood events.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
24% of Iberia Parish’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
2,413 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 6 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2005, with 756 claims and $30.8M paid, the year of Hurricane Katrina and Hurricane Rita.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
10 NOAA storm reports from Iberia Parish describe what happened, in the words of the forecasters who covered it. Read the Louisiana flood stories →
43 federal disaster declarations since 1965, 26 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 23, 2026 |
| Tropical Storm Francine | Sep 10, 2024 |
| Tropical Storm Nicholas | Sep 12, 2021 |
| Hurricane Ida | Aug 26, 2021 |
| Tropical Storm Ida | Aug 26, 2021 |
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Hurricane Zeta | Oct 26, 2020 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
44 since 1996: 36 flash floods and 6 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Apr 24, 2025 | — |
| Flash Flood | Jun 17, 2025 | — |
| Flash Flood | Jun 13, 2025 | $5,000 |
| Flash Flood | May 7, 2025 | — |
| Flash Flood | May 16, 2024 | — |
| Tropical Storm | Sep 11, 2024 | $25,000 |
| Flash Flood | Apr 13, 2021 | — |
| Flash Flood | Oct 23, 2020 | $1.0M |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Apr 24, 2025. A cold front moved into the region and stalled late in April producing a few days of rain. Flooding occurred at multiple locations and severe storms also developed as a result.
Flash Flood · Jun 17, 2025. An inverted trough moved slowly along the coast of Louisiana increasing moisture which caused heavy rain and thunderstorms over multiple days.
Flash Flood · Jun 13, 2025. An inverted trough moved slowly along the coast of Louisiana increasing moisture which caused heavy rain and thunderstorms over multiple days.
Flash Flood · May 7, 2025. A warm front slowly lifted north across the region during the 6th causing rain and thunderstorms. A low pressure system and associated cold front slowly pushed back across the area on the 7th and stalled into the 9th with a couple rounds of heavy rain and thunderstorms.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Iberia Parish is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.