FEMA flood zones · Louisiana

Jackson Parish, Louisiana Flood Zone Map

20 flood insurance claims·$101,000 paid·11 federal flood & hurricane disasters

16% of Jackson Parish’s area is in FEMA’s high-risk flood zones, and another 1% in shaded X (mostly the 0.2% floodplain and areas behind levees).

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Jackson Parish, Louisiana. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Jackson Parish floods

Flash flooding from severe weather events dominates the flood risk profile in Jackson Parish, Louisiana, accounting for 20 recorded storm events over the last 30 years, alongside 4 tropical storms and 1 hurricane event that resulted in 1 fatality.

Severe weather impacts are illustrated by recent events, including robust thunderstorm development that caused flash flooding across North Louisiana on March 15, 2025, and a vigorous upper-level trough that brought rich moisture from the Gulf of Mexico and subsequent flash flooding on January 2, 2023. Additionally, Major Hurricane Laura tracked north through Louisiana as a Category 4 storm on August 27, 2020.

NFIP claims data demonstrates that flood impacts extend across multiple zones. Zone A recorded 9 claims with an average payout of $8,644 and an average recorded water depth of 2 inches. Unshaded Zone X recorded 5 claims with an average payout of $3,768 and an average recorded water depth of 3 inches, while unknown zones recorded 4 claims with an average payout of $4,847 and an average recorded water depth of 12 inches. Standard Zone X recorded 2 claims averaging $2,238 with an average recorded water depth of 0 inches. Homeowners in Zone A, unshaded Zone X, and unmapped or unknown zones should pay the closest attention to flood risk, as these areas have documented insurance claims and water depths.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 5 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 1983, with 5 claims and $10,007 paid.

1978: 1 claims1979: 2 claims1980: 2 claims1982: 1 claims1983: 5 claims1985: 1 claims1991: 2 claims1995: 3 claims2007: 1 claims2016: 1 claims2020: 1 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

12 NOAA storm reports from Jackson Parish describe what happened, in the words of the forecasters who covered it. Read the Louisiana flood stories →

Federal disasters

27 federal disaster declarations since 1989, 11 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 23, 2026
Tropical Storm FrancineSep 10, 2024
Tropical Storm NicholasSep 12, 2021
Hurricane IdaAug 26, 2021
Tropical Storm IdaAug 26, 2021
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
Tropical Storm ZetaOct 26, 2020

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

25 since 1996: 20 flash floods.

EventDateDamage
Flash FloodMar 15, 2025—
Flash FloodJan 2, 2023—
Hurricane (Typhoon)Aug 27, 2020— · 1 killed
Tropical StormOct 9, 2020—
Flash FloodFeb 22, 2018—
Flash FloodMar 9, 2016—
Flash FloodMar 8, 2016$560,000
Flash FloodApr 6, 2014—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Mar 15, 2025. Robust thunderstorm development began late in the evening on March 14th through the morning hours on March 15th along a dryline from the Hot Springs region southward toward Texarkana and into much of North Louisiana. Upper air analysis suggested that low to mid-level winds were not quite as strong as compared to areas farther to the north. However, a strengthening low-level jet sampled by the KSHV (Shreveport, Lou…

Flash Flood · Jan 2, 2023. A vigorous upper level trough traversed east through the Desert Southwest and into the Southern Rockies January 1st, before ejecting northeast across the Texas/Oklahoma Panhandles into Western Kansas on the 2nd. In advance of this trough, rich low level moisture quickly spread northward from the Gulf of Mexico across East Texas, North Louisiana, and Southern Arkansas, along a strong southerly low level jet that de…

Hurricane (Typhoon) · Aug 27, 2020. Major Hurricane Laura tracked north northwest across the Central and Northern Gulf of Mexico from the Central Carribean Sea near Cuba, making landfall in Southwest Louisiana near Cameron around 1 am on August 27th as a strong Category 4 hurricane with maximum sustained winds near 150 mph, and a minimum central pressure of 938 mb. Laura remained a hurricane as it tracked north across Southwest and Central Louisiana…

Tropical Storm · Oct 9, 2020. Hurricane Delta tracked north northwest across the Western Carribean Sea as a major hurricane, having rapidly strengthened from a tropical depression to a Category 4 hurricane in just over 36 hours, the fastest intensification rate on record. Delta made its first landfall across the Yucatan Peninsula near Cancun on October 7th, before tracking north and making a second landfall near Creole, Louisiana in Cameron Pa…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Jackson Parish

If a building in Jackson Parish is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.