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Morgan City, Louisiana Flood Zones

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Enter any address in Morgan City, Louisiana to see its FEMA flood zone

Flood Risk in Morgan City, Louisiana

Morgan City has a population of 11,472 residents. Like many communities in Louisiana, properties in Morgan City may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Morgan City. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Morgan City

FEMA assigns flood zone designations to areas in Morgan City, Louisiana:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Morgan City

Properties in Morgan City that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Louisiana flood zone data →