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St. Charles Parish, Louisiana Flood Zones

Check an Address in St. Charles Parish

Enter any address in St. Charles Parish, Louisiana to see its FEMA flood zone

St. Charles Parish Disaster History

Disaster Declarations
51
Flood/Coastal Disasters
11
Hurricane Disasters
31
Latest Disaster
SEVERE WINTER STORM (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in St. Charles Parish

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-23
TROPICAL STORM FRANCINEHurricane2024-09-10
HURRICANE FRANCINEHurricane2024-09-09
TROPICAL STORM NICHOLASCoastal Storm2021-09-12
TROPICAL STORM IDAHurricane2021-08-26
HURRICANE IDAHurricane2021-08-26
SEVERE WINTER STORMSevere Ice Storm2021-02-11
SEVERE WINTER STORMSSevere Ice Storm2021-02-11
TROPICAL STORM ZETAHurricane2020-10-26
HURRICANE ZETAHurricane2020-10-26

Flood Zone Types in St. Charles Parish

FEMA assigns flood zone designations to areas in St. Charles Parish, Louisiana:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in St. Charles Parish

Properties in St. Charles Parish, Louisiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.