FloodZoneMap.org

St. James Parish, Louisiana Flood Zones

Check an Address in St. James Parish

Enter any address in St. James Parish, Louisiana to see its FEMA flood zone

The Flooding Character of St. James Parish

Flash flooding from heavy rainfall events is a significant concern in St. James Parish County. Recent events include substantial rainfall in January 2024 and September 2024, with Hurricane Francine bringing 10-15 inches of rain and 6-9 feet of storm surge. Over the past 30 years, NOAA data shows 12 flash flood events, alongside 8 tropical storms and 5 hurricanes.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X have experienced the most claims, with an average payout of $28,094 and an average water depth of 3.3 feet. Properties in Zone A also show a notable number of claims. Homeowners in coastal areas, those near waterways, and residents in zones with lower base flood elevations should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from St. James Parish

25 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Louisiana flood stories →

Flood Risk Data for St. James Parish

St. James Parish, Louisiana has recorded 38 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods and 7 river or area floods. The county has received 44 federal disaster declarations, 9 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

St. James Parish Disaster History

FEMA Disaster Declarations (1965–2026)

Disaster Declarations
44
Flood/Coastal Disasters
9
Hurricane Disasters
16
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in St. James Parish

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Tropical Storm FrancineHurricaneSep 10, 2024
Hurricane FrancineHurricaneSep 9, 2024
Tropical Storm NicholasCoastal StormSep 12, 2021
Hurricane IdaHurricaneAug 26, 2021
Tropical Storm IdaHurricaneAug 26, 2021
Severe Winter StormSevere Ice StormFeb 11, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Hurricane ZetaHurricaneOct 26, 2020
Tropical Storm ZetaHurricaneOct 26, 2020

Recorded Flood Events in St. James Parish

NOAA Storm Events Database (1996–2025)

Total Flood Events
38
River/Area Floods
7
Flash Floods
12
Coastal/Storm Surge
5
Hurricanes/Tropical Storms
14
Total Property Damage
$309.8M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in St. James Parish

TypeDateDamage
Flash FloodJan 24, 20240.00K
Flash FloodSep 11, 202418.00M
Tropical StormSep 11, 20241.00M
Storm Surge/TideSep 11, 20240.00K
Hurricane (Typhoon)Aug 29, 2021250.00M (1 deaths)
Coastal FloodMay 19, 20210.00K
Tropical StormOct 28, 20205.00M
Tropical StormOct 9, 20201.00M
Tropical StormJul 12, 20190.00K
Flash FloodAug 29, 20170.00K

St. James Parish Flood History

Flash Flood — Jan 24, 2024

For the second time in January, near record atmospheric levels of moisture, for January, was in place across southern Mississippi and southeast Louisiana. Low level convergence aided in the formation of a weak stalled frontal boundary, which became the focus for widespread showers and thunderstorms. Strong diffluence aloft from an approaching upper level jet enhanced storms that did develop. Th...

Flash Flood — Sep 11, 2024

Hurricane Francine formed as a tropical storm in the Gulf of Mexico on September 9, 2024, and intensified into a Category 2 hurricane before making landfall near Houma, Louisiana, on the morning of September 11. With sustained winds of 100 mph and gusts peaking at 105 mph, Francine brought widespread damage to southeastern Louisiana and southern Mississippi. A storm surge of 6-9 feet inundated ...

Tropical Storm — Sep 11, 2024

Hurricane Francine formed as a tropical storm in the Gulf of Mexico on September 9, 2024, and intensified into a Category 2 hurricane before making landfall near Houma, Louisiana, on the morning of September 11. With sustained winds of 100 mph and gusts peaking at 105 mph, Francine brought widespread damage to southeastern Louisiana and southern Mississippi. A storm surge of 6-9 feet inundated ...

Storm Surge/Tide — Sep 11, 2024

Hurricane Francine formed as a tropical storm in the Gulf of Mexico on September 9, 2024, and intensified into a Category 2 hurricane before making landfall near Houma, Louisiana, on the morning of September 11. With sustained winds of 100 mph and gusts peaking at 105 mph, Francine brought widespread damage to southeastern Louisiana and southern Mississippi. A storm surge of 6-9 feet inundated ...

Hurricane (Typhoon) — Aug 29, 2021

The ninth named storm, fourth hurricane, and second major hurricane of the 2021 Atlantic hurricane season, Ida originated from a tropical wave in the Caribbean Sea on August 23rd. On August 26th, the wave developed into a tropical depression, which organized further and became Tropical Storm Ida later that day, near Grand Cayman. On a northwestward track, Ida intensified into a hurricane on Aug...

Source: NOAA National Weather Service Storm Events Database.

St. James Parish NFIP Flood Insurance Claims

Total Claims Filed
280
Total Paid Out
$5.8M
Avg Claim
$27,672
Avg Water Depth
5.5 ft

Claims by Flood Zone

A Zones (High Risk)
66
X Shaded (500-yr)
1
X Unshaded (Low)
29

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in St. James Parish

FEMA assigns flood zone designations to areas in St. James Parish, Louisiana:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in St. James Parish

Properties in St. James Parish, Louisiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.