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Vermilion Parish, Louisiana Flood Zones

Check an Address in Vermilion Parish

Enter any address in Vermilion Parish, Louisiana to see its FEMA flood zone

The Flooding Character of Vermilion Parish

Flash flooding from heavy rainfall events is the most frequent type of flood recorded in Vermilion Parish County over the past 30 years, with 26 such events documented. For example, residents experienced flash flooding in May 2025 due to slow-moving weather systems that produced multiple rounds of heavy rain. Similar conditions occurred in March 2025, with a series of disturbances and a stalled cold front leading to widespread flooding.

National Flood Insurance Program (NFIP) data shows that properties in Zone A have filed the most claims, with nearly 3,000 claims filed and an average payout of over $36,000. Properties in Zone V, which are typically coastal areas, have seen a higher average payout and water depth, suggesting a significant risk from storm surge. Homeowners in Zone A and Zone V, as well as those in areas with unknown flood risk or without a Base Flood Elevation (BFE), should pay particular attention to flood preparedness.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Vermilion Parish

10 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Louisiana flood stories →

Flood Risk Data for Vermilion Parish

Vermilion Parish, Louisiana has recorded 35 flood-related events since 1996 according to NOAA's Storm Events Database, including 26 flash floods and 5 river or area floods. The county has received 46 federal disaster declarations, 10 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Vermilion Parish Disaster History

FEMA Disaster Declarations (1971–2026)

Disaster Declarations
46
Flood/Coastal Disasters
10
Hurricane Disasters
16
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Vermilion Parish

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Tropical Storm FrancineHurricaneSep 10, 2024
Tropical Storm NicholasCoastal StormSep 12, 2021
Hurricane IdaHurricaneAug 26, 2021
Tropical Storm IdaHurricaneAug 26, 2021
Severe Winter StormSevere Ice StormFeb 11, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Hurricane ZetaHurricaneOct 26, 2020
Tropical Storm ZetaHurricaneOct 26, 2020
Hurricane DeltaHurricaneOct 6, 2020

Recorded Flood Events in Vermilion Parish

NOAA Storm Events Database (1996–2025)

Total Flood Events
35
River/Area Floods
5
Flash Floods
26
Coastal/Storm Surge
3
Hurricanes/Tropical Storms
1
Total Property Damage
$151.9M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Vermilion Parish

TypeDateDamage
Flash FloodMar 29, 20250.00K
Flash FloodMay 7, 20250.00K
Storm Surge/TideJun 19, 20240.00K
Tropical StormSep 11, 20240.00K
Coastal FloodNov 9, 20240.00K
Storm Surge/TideJul 8, 20240.00K
Flash FloodAug 3, 20220.00K
Flash FloodMay 17, 202130.00K (1 deaths)
Flash FloodJul 14, 2019500.00K
Flash FloodApr 4, 20190.00K

Vermilion Parish Flood History

Flash Flood — Mar 29, 2025

A series of upper disturbances and a slow moving cold front created multiple days of stormy weather across portions of Louisiana. Severe weather and flooding occurred.

Flash Flood — May 7, 2025

A warm front slowly lifted north across the region during the 6th causing rain and thunderstorms. A low pressure system and associated cold front slowly pushed back across the area on the 7th and stalled into the 9th with a couple rounds of heavy rain and thunderstorms.

Storm Surge/Tide — Jun 19, 2024

Tropical Storm Alberto moved across the western gulf and into Northeast Mexico. The large wind field of the disorganized system pushed water levels into minor flood along the coast of Southeast Texas and South Louisiana.

Tropical Storm — Sep 11, 2024

Francine originated from a tropical wave that emerged off the West coast of Africa on August 28th. The wave traversed the tropical Atlantic Ocean with minimal organization, reaching the Leeward Islands by September 1st. The tropical wave reached the Yucat��n Peninsula by September 6th, emerged into the Bay of Campeche by September 7th, with a broad surface low pressure noted by September 8t...

Coastal Flood — Nov 9, 2024

A frontal boundary moved into the region and stalled while Tropical Storm Rafael meandered in the gulf. Moisture from the decaying tropical cyclone streamed north across Louisiana. This produced heavy rain over the area that produced flooding.

Source: NOAA National Weather Service Storm Events Database.

Vermilion Parish NFIP Flood Insurance Claims

Total Claims Filed
3,993
Total Paid Out
$142.4M
Avg Claim
$41,221
Avg Water Depth
7.0 ft

Claims by Flood Zone

A Zones (High Risk)
2,987
V Zones (Coastal)
185
X Shaded (500-yr)
112
X Unshaded (Low)
145

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Vermilion Parish

FEMA assigns flood zone designations to areas in Vermilion Parish, Louisiana:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Vermilion Parish

Properties in Vermilion Parish, Louisiana that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.