FloodZoneMap.org

Oxford County, Maine Flood Zones

Check an Address in Oxford County

Enter any address in Oxford County, Maine to see its FEMA flood zone

The Flooding Character of Oxford County

Flash flooding and river flooding have been the dominant flood types in Oxford County, ME over the last 30 years, with 103 flood events and 92 flash flood events recorded. Recent events include widespread rainfall combined with snowpack loss causing river flooding in April 2024, and heavy rainfall from the remnants of Tropical Storm Beryl leading to significant runoff in July 2024.

National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $18,793 and an average water depth of 2.6 feet. Properties in Zone X_SHADED also show a notable number of claims, with an average payout of $13,594 and an average water depth of 7.9 feet. Homeowners in areas designated as Zone A or Zone X_SHADED, as well as those in areas with unknown flood risk, should pay particular attention to flood preparedness and potential risks.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Oxford County

121 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Maine flood stories →

Flood Risk Data for Oxford County

Oxford County, Maine has recorded 199 flood-related events since 1996 according to NOAA's Storm Events Database, including 92 flash floods and 103 river or area floods. The county has received 73 federal disaster declarations, 9 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Oxford County Disaster History

FEMA Disaster Declarations (1970–2023)

Disaster Declarations
73
Flood/Coastal Disasters
9
Hurricane Disasters
3
Latest Disaster
Severe Storm And Flooding (2023-12-17)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Oxford County

DeclarationTypeDate
Severe Storm And FloodingSevere StormDec 17, 2023
Hurricane LeeHurricaneSep 15, 2023
Severe Storm And FloodingFloodJun 26, 2023
Severe Storm And FloodingFloodApr 30, 2023
Severe Storm And FloodingSevere StormDec 23, 2022
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storm And FloodingSevere StormOct 29, 2017
Tropical Storm IreneHurricaneAug 27, 2011
Severe Storms, Flooding, And LandslidesSevere StormJun 18, 2009

Recorded Flood Events in Oxford County

NOAA Storm Events Database (1996–2025)

Total Flood Events
199
River/Area Floods
103
Flash Floods
92
Hurricanes/Tropical Storms
4
Total Property Damage
$24.2M
Flood Deaths
2

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Oxford County

TypeDateDamage
FloodApr 13, 20240.00K
FloodApr 12, 20240.00K
Flash FloodJul 10, 20240.00K
FloodJun 26, 20230.00K
Flash FloodJun 26, 2023528.00K
Flash FloodJun 26, 20232.60M
Flash FloodJul 24, 20230.00K
FloodDec 19, 20230.00K
Flash FloodJul 18, 20230.00K
Flash FloodDec 18, 20230.00K

Oxford County Flood History

Flood — Apr 13, 2024

A cold front brought widespread soaking rainfall to the area. This rainfall combined with significant snowpack loss and saturated grounds to produce minor to moderate river flooding, with isolated flash flooding across the mountains. Repeated rounds of rain compressed, warmed, and ripened the area snowpack in advance of the heavier rain on Friday the 12th. The combination of rain, strong winds...

Flood — Apr 12, 2024

A cold front brought widespread soaking rainfall to the area. This rainfall combined with significant snowpack loss and saturated grounds to produce minor to moderate river flooding, with isolated flash flooding across the mountains. Repeated rounds of rain compressed, warmed, and ripened the area snowpack in advance of the heavier rain on Friday the 12th. The combination of rain, strong winds...

Flash Flood — Jul 10, 2024

On July 10th the remnants of Tropical Storm Beryl phased with a low pressure system out of the Great Lakes to bring multiple rounds of heavy rainfall to northern New England, including Maine and New Hampshire. The previous 3 days had brought a swatch of heavy rain just north of the White Mountains, saturating the ground and making it ideal for runoff. During the roughly 36 hour period, 3 to as ...

Flood — Jun 26, 2023

Slow moving showers and thunderstorms associated with a broad area of low pressure moved across western Maine through the night of June 25th and into the morning of June 26th. Showers and thunderstorms repeatedly developed over the hills and mountains surrounding Andover and Byron in Oxford County, The extreme rainfall rates in hilly and mountainous terrain led to rapid run-off on multiple stre...

Flash Flood — Jun 26, 2023

Slow moving showers and thunderstorms associated with a broad area of low pressure moved across western Maine through the night of June 25th and into the morning of June 26th. Showers and thunderstorms repeatedly developed over the hills and mountains surrounding Andover and Byron in Oxford County, The extreme rainfall rates in hilly and mountainous terrain led to rapid run-off on multiple stre...

Source: NOAA National Weather Service Storm Events Database.

Oxford County NFIP Flood Insurance Claims

Total Claims Filed
286
Total Paid Out
$4.6M
Avg Claim
$21,203
Avg Water Depth
5.3 ft

Claims by Flood Zone

A Zones (High Risk)
184
X Shaded (500-yr)
18
X Unshaded (Low)
6

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Oxford County

FEMA assigns flood zone designations to areas in Oxford County, Maine:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Oxford County

Properties in Oxford County, Maine that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.