Enter any address in Alcona County, Michigan to see its FEMA flood zone
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Alcona County, Michigan has recorded 6 flood-related events since 1996 according to NOAA's Storm Events Database, including 3 flash floods and 2 river or area floods. The county has received 8 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Mar 28, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Mi - Severe Weather 1/2 /99 | Snowstorm | Jan 2, 1999 |
| Severe Storms And Flooding | Flood | Sep 5, 1985 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Drought | Drought | Mar 2, 1977 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Lakeshore Flood | Oct 21, 2019 | 54.00K |
| Flash Flood | Jul 10, 2017 | 40.00K |
| Flood | Jun 22, 2008 | 0.00K |
| Flash Flood | Jun 22, 2008 | 100.00K |
| Flood | Jul 17, 2008 | 0.00K |
| Flash Flood | Jul 17, 2008 | 10.00K |
Lakeshore Flood — Oct 21, 2019
Strong northerly to easterly winds resulted in another round of substantial coastal flooding and beach erosion, this time on both Lake Michigan and Lake Huron, for the 21st into the 22nd.
Flash Flood — Jul 10, 2017
Thunderstorms continually redeveloped over a portion of northeast lower Michigan, resulting in flash flooding.
Flood — Jun 22, 2008
Much like the day before, thunderstorms developed thanks to strong heating during the afternoon of the 22nd. Several storms became severe, producing mainly large hail. However, a few storms interacted with the Lake Huron lake breeze, resulting in a single tornado and locally excessive rainfall.
Flash Flood — Jun 22, 2008
Much like the day before, thunderstorms developed thanks to strong heating during the afternoon of the 22nd. Several storms became severe, producing mainly large hail. However, a few storms interacted with the Lake Huron lake breeze, resulting in a single tornado and locally excessive rainfall.
Flood — Jul 17, 2008
Isolated thunderstorms developed in the afternoon in Northeast Lower Michigan, followed by a more widespread line of storms in the evening. Isolated severe weather and flash flooding resulted.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Alcona County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Alcona County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.