6 flood insurance claims·$5,343 paid
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Antrim County, Michigan. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2021, with 1 claims and $2,593 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
3 NOAA storm reports from Antrim County describe what happened, in the words of the forecasters who covered it. Read the Michigan flood stories →
6 federal disaster declarations since 1977.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Mar 28, 2025 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Blizzards & Snowstorms | Jan 27, 1978 |
| Drought | Mar 2, 1977 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
4 since 1996: 3 flash floods and 1 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | Jul 29, 2024 | $1,000 |
| Flash Flood | Aug 11, 2021 | — |
| Flash Flood | Aug 11, 2021 | $325,000 |
| Flash Flood | Jul 5, 1999 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · Jul 29, 2024. Unusually moist airmass ahead of an approaching mesolow and lake breezes led to development of efficient rain-producing showers and storms in the late afternoon...leading to rainfall rates near two and a half inches per hour at times. Storm total rainfall by the next morning was largely between 1 and locally as high as 4-6 inches.
Flash Flood · Aug 11, 2021. After a warm front mixed northward across northern Michigan during the day, a weak shortwave progressing overhead helped initiate storms along a weak boundary over Lake Michigan. This line of storms tracked eastward across the area, producing damaging winds into the early morning hours of 8-11. Training storms across parts of NW lower Michigan also produced heavy rainfall and flash flooding in multiple locations,…
Flash Flood · Jul 5, 1999. Numerous thunderstorms moved across eastern upper and northwest lower Michigan with isolated severe wind reports. Training echoes (thunderstorms continuously moving over the same general area) over the Lake Michigan shoreline counties in northwest lower Michigan caused up to 4 inches of rainfall within a few hours. This caused many secondary roadways near the Grand Traverse Bay area and across the Leelanau peninsu…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Antrim County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.