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Benton Harbor, Michigan Flood Zones

Check an Address in Benton Harbor

Enter any address in Benton Harbor, Michigan to see its FEMA flood zone

Flood Risk in Benton Harbor, Michigan

Benton Harbor has a population of 9,103 residents. Like many communities in Michigan, properties in Benton Harbor may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Benton Harbor. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Benton Harbor

FEMA assigns flood zone designations to areas in Benton Harbor, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Benton Harbor

Properties in Benton Harbor that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Michigan flood zone data →