Enter any address in Chippewa County, Michigan to see its FEMA flood zone
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Chippewa County, Michigan has recorded 7 flood-related events since 1996 according to NOAA's Storm Events Database, including 4 flash floods and 3 river or area floods. The county has received 7 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Deep Freeze | Freezing | Jan 10, 1994 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Drought | Drought | Mar 2, 1977 |
| Snowstorms | Snowstorm | Feb 5, 1977 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 7, 2025 | 5.00K |
| Flood | Apr 30, 2020 | 20.00K |
| Flash Flood | Sep 10, 2013 | 125.00K |
| Flood | Sep 24, 2010 | 0.00K |
| Flood | Apr 9, 2008 | 0.00K |
| Flash Flood | Apr 12, 2001 | — |
| Flash Flood | Jun 2, 1999 | — |
Flash Flood — Aug 7, 2025
An area of storms developed in a hot and very humid air mass and rode down a subtle surface boundary through the eastern UP during the early morning hours on the 8th, producing mainly heavy rain and some gusty winds.
Flood — Apr 30, 2020
A slow-moving low pressure system crossed southern lower Michigan on the 30th. Ahead of this low, heavy rain fell across much of northern Michigan on the 29th into the 30th. Rainfall amounts exceeded two inches in some locations. The highest 72-hour totals, as of the morning of May 1st, were 3.43 inches on Drummond Island, 3.32 inches at Cheboygan, 3.22 inches at DeTour Village, and 2.92 inches...
Flash Flood — Sep 10, 2013
Multiple thunderstorms moved over portions of the upper St Marys River valley on the night of the 9th. Most of the heavy rain fell on the Canadian side of the border, but the swath of excessive rain did cross the north half of Sugar Island.
Flood — Sep 24, 2010
Two days of heavy rain produced localized flooding in Eastern Upper Michigan. Rainfall amounts of 2 to 5 inches were common, most of which fell on the night of the 23rd. Raber picked up 4.75 inches of rain, Cedarville 4.10 inches, and St Ignace 3.40 inches.
Flood — Apr 9, 2008
Around an inch of rain fell in Eastern Upper Michigan on the night of the 8th into the morning of the 9th. Coming at the end of a period of rapid snowmelt, the rain pushed the Pine River out of its banks near Rudyard. At crest, the river level reached the bottom of the Prairie Road Bridge.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Chippewa County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Chippewa County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.