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Clinton County, Michigan Flood Zones

Check an Address in Clinton County

Enter any address in Clinton County, Michigan to see its FEMA flood zone

Read First-Hand Flood Stories from Clinton County

9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Clinton County

Clinton County, Michigan has recorded 13 flood-related events since 1996 according to NOAA's Storm Events Database, including 8 flash floods and 5 river or area floods. The county has received 10 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Clinton County Disaster History

FEMA Disaster Declarations (1965–2020)

Disaster Declarations
10
Flood/Coastal Disasters
1
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Clinton County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane Katrina EvacuationHurricaneAug 29, 2005
SnowSnowstormDec 11, 2000
Severe StormsSevere StormMay 29, 1998
Severe Storms & FloodingFloodSep 10, 1986
Blizzards & SnowstormsSnowstormJan 27, 1978
Severe Storms, Tornadoes, Icing & FloodingSevere StormMar 19, 1976
Severe Storm & FreezingSnowstormApr 5, 1972
Tornadoes & Severe StormsTornadoApr 14, 1965

Recorded Flood Events in Clinton County

NOAA Storm Events Database (1996–2025)

Total Flood Events
13
River/Area Floods
5
Flash Floods
8
Total Property Damage
$6.7M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Clinton County

TypeDateDamage
FloodMay 18, 202025.00K
FloodApr 17, 20135.00M
Flash FloodJun 19, 20090.00K
FloodMay 21, 20041M
FloodFeb 24, 200110K
Flash FloodMay 16, 200125K
Flash FloodMay 15, 200150K
Flash FloodFeb 9, 2001100K
Flash FloodMay 18, 2000100K
FloodFeb 21, 1997

Clinton County Flood History

Flood — May 18, 2020

Significant rainfall fell across all of Lower Michigan on May 17 and 18 with many locations in Southwest Lower Michigan reporting over 3 inches of rain. This was the culmination of an already wet week that had experienced three separate episodes of heavy rain. As a result, soil was already saturated and this additional rain immediately became runoff instead of soaking into the ground. There we...

Flood — Apr 17, 2013

Record flooding occurred during the month of April and record crests occurred on the lower portions of the Grand River at Ionia, Lowell, Ada, Comstock Park, and Grand Rapids, Michigan. Due to the severity of the flooding, Michigan���s Governor Rick Snyder declared a state of disaster for 19 counties and two cities. ||The two cities declared in the disaster were Grand Rapids and Ionia. T...

Flash Flood — Jun 19, 2009

Thunderstorms developed and moved across Lake Michigan during the evening hours on June 19th. Several hours of intense rainfall occurred starting around 7:00 PM EST. The ground was already saturated from early morning thunderstorms that produced very heavy rainfall. In addition to the heavy rain, severe thunderstorms and tornadoes accompanied the thunderstorms.

Flood — May 21, 2004

The biggest and longest duration flooding event in the past ten to twenty years occurred across southwestern and south central lower Michigan from May 20th through the third of June. Flooding in mid May resulted in very high river levels and the ground was saturated on the 20th. Numerous thunderstorm complexes and areas of heavy rainfall developed repeatedly in the vicinity of a quasi station...

Flood — Feb 24, 2001

Minor flooding began during the evening hours of the 24th and continued through the rest of February. Minor street flooding occurred in Muskegon (Muskegon county) and Allegan (Allegan county) late on the 24th as a result of locally heavy rainfall. However, the event was primarily a river flood event, and an urban and small stream flood advisory was issued at 9:45 p.m. the 24th. Several area riv...

Source: NOAA National Weather Service Storm Events Database.

Clinton County NFIP Flood Insurance Claims

Total Claims Filed
24
Total Paid Out
$447,444
Avg Claim
$27,965
Avg Water Depth
25.6 ft

Claims by Flood Zone

A Zones (High Risk)
12
X Unshaded (Low)
3

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Clinton County

FEMA assigns flood zone designations to areas in Clinton County, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Clinton County

Properties in Clinton County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.