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Cutlerville CDP, Michigan Flood Zones

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Enter any address in Cutlerville CDP, Michigan to see its FEMA flood zone

Flood Risk in Cutlerville CDP, Michigan

Cutlerville CDP has a population of 17,849 residents. Like many communities in Michigan, properties in Cutlerville CDP may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Cutlerville CDP. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Michigan Statewide Flood Data

Total NFIP Claims
14,683
Total Claims Paid
$142.4M
Active Policies
1,000
Avg Premium
$809/yr
Disaster Declarations
819
Peak Claims Year
1985

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Cutlerville CDP

FEMA assigns flood zone designations to areas in Cutlerville CDP, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Cutlerville CDP

Properties in Cutlerville CDP that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Michigan is approximately $809 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Michigan flood zone data →