Enter any address in Delta County, Michigan to see its FEMA flood zone
3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Delta County, Michigan has recorded 14 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 7 river or area floods. The county has received 6 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Deep Freeze | Freezing | Jan 10, 1994 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Drought | Drought | Mar 2, 1977 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 13, 2023 | 30.00K |
| Flood | Apr 14, 2022 | 0.00K |
| Lakeshore Flood | Oct 21, 2019 | 100.00K |
| Flood | Apr 20, 2019 | 0.00K |
| Flood | Apr 11, 2014 | 85.00K |
| Flash Flood | Jun 23, 2010 | 5.00K |
| Flash Flood | Jul 8, 2007 | 0.00K |
| Flash Flood | May 28, 2006 | — |
| Flood | Apr 2, 2005 | — |
| Flash Flood | Aug 1, 2002 | — |
Flood — Apr 13, 2023
Rapid melting of much above normal snowpack caused widespread, and at times, extensive flooding over portions of west and central Upper Michigan from the 12th into the 25th. Extensive impacts from the flooding caused Governor Whitmer to declare a state of emergency declaration for eight counties in west and central Upper Michigan on the 21st.
Flood — Apr 14, 2022
Snowmelt combined with periods of heavy rain resulted in minor flooding along the Sturgeon River near Nahma Junction in Delta County in mid-April.
Lakeshore Flood — Oct 21, 2019
An intense low pressure system moving from the Northern Plains across western Lake Superior produced strong east to southeast winds across the area which induced lakeshore flooding over the Bay of Green Bay and portions of the Keweenaw Peninsula on the 21st.
Flood — Apr 20, 2019
Abundant and anomalously wet snow pack along with periods of moderate to heavy rain contributed to widespread minor river flooding across much of west and central Upper Michigan from the 18th through the end of the month.
Flood — Apr 11, 2014
A brief warm spell following a record cold winter resulted in an unusually significant ice break up on Delta County streams and tributaries on the 11th. The unusually thick ice chunks resulted in several ice jams along the Tecoosh, Rapid, and Escanaba Rivers with the most significant along the Escanaba River north of Dam #3.||Water backing up behind an ice jam along the Tecoosh River near the ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Delta County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Delta County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.