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East Lansing, Michigan Flood Zones

Check an Address in East Lansing

Enter any address in East Lansing, Michigan to see its FEMA flood zone

Flood Risk in East Lansing, Michigan

East Lansing has a population of 47,741 residents. Like many communities in Michigan, properties in East Lansing may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in East Lansing. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Michigan Statewide Flood Data

Total NFIP Claims
14,683
Total Claims Paid
$142.4M
Active Policies
1,000
Avg Premium
$809/yr
Disaster Declarations
819
Peak Claims Year
1985

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in East Lansing

FEMA assigns flood zone designations to areas in East Lansing, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in East Lansing

Properties in East Lansing that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Michigan is approximately $809 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Michigan flood zone data →