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Eaton County, Michigan Flood Zones

Check an Address in Eaton County

Enter any address in Eaton County, Michigan to see its FEMA flood zone

Read First-Hand Flood Stories from Eaton County

9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Eaton County

Eaton County, Michigan has recorded 12 flood-related events since 1996 according to NOAA's Storm Events Database, including 8 flash floods and 4 river or area floods. The county has received 13 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Eaton County Disaster History

FEMA Disaster Declarations (1965–2023)

Disaster Declarations
13
Flood/Coastal Disasters
2
Latest Disaster
Severe Storms, Tornadoes, And Flooding (2023-08-24)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Eaton County

DeclarationTypeDate
Severe Storms, Tornadoes, And FloodingFloodAug 24, 2023
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, And FloodingSevere StormJun 6, 2008
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms, Tornadoes, And FloodingSevere StormMay 20, 2004
Power OutageOtherAug 14, 2003
SnowSnowstormDec 11, 2000
Blizzards & SnowstormsSnowstormJan 27, 1978
SnowstormsSnowstormFeb 5, 1977

Recorded Flood Events in Eaton County

NOAA Storm Events Database (1996–2025)

Total Flood Events
12
River/Area Floods
4
Flash Floods
8
Total Property Damage
$6.7M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Eaton County

TypeDateDamage
FloodMay 18, 2020100.00K
FloodApr 17, 20133.00M
Flash FloodJun 13, 201350.00K
Flash FloodJul 28, 20111.00M
Flash FloodJun 7, 2008600.00K
FloodMay 21, 20041M
FloodFeb 24, 200110K
Flash FloodMay 16, 200125K
Flash FloodFeb 9, 2001100K
Flash FloodMay 18, 2000100K

Eaton County Flood History

Flood — May 18, 2020

Significant rainfall fell across all of Lower Michigan on May 17 and 18 with many locations in Southwest Lower Michigan reporting over 3 inches of rain. This was the culmination of an already wet week that had experienced three separate episodes of heavy rain. As a result, soil was already saturated and this additional rain immediately became runoff instead of soaking into the ground. There we...

Flood — Apr 17, 2013

Record flooding occurred during the month of April and record crests occurred on the lower portions of the Grand River at Ionia, Lowell, Ada, Comstock Park, and Grand Rapids, Michigan. Due to the severity of the flooding, Michigan���s Governor Rick Snyder declared a state of disaster for 19 counties and two cities. ||The two cities declared in the disaster were Grand Rapids and Ionia. T...

Flash Flood — Jun 13, 2013

Severe thunderstorms developed during the late evening hours of June 12th mainly south of Interstate 96, resulting in numerous reports of downed trees and power lines, as well as localized flash flooding across portions of Eaton county where several roads were flooded or washed out.

Flash Flood — Jul 28, 2011

Several rounds of heavy rain and thunderstorms moved across southwest lower Michigan from July 27 to July 29, flooding roadways and intersections across areas near to mainly south of Interstate 96. The most significant impacts from flash flooding occurred in and near the Lansing area. Radar estimated that 6 to 10 inches of rain fell from July 27 to 29 near and southwest of Lansing.

Flash Flood — Jun 7, 2008

Severe thunderstorms produced several reports of damaging wind gusts and also caused significant flooding. In fact a presidential disaster declaration was issued for Allegan, Barry, Eaton and Ottawa counties.

Source: NOAA National Weather Service Storm Events Database.

Eaton County NFIP Flood Insurance Claims

Total Claims Filed
125
Total Paid Out
$617,760
Avg Claim
$6,714
Avg Water Depth
2.9 ft

Claims by Flood Zone

A Zones (High Risk)
91
X Shaded (500-yr)
9
X Unshaded (Low)
7

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Eaton County

FEMA assigns flood zone designations to areas in Eaton County, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Eaton County

Properties in Eaton County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.