Enter any address in Genesee County, Michigan to see its FEMA flood zone
Flash flooding from heavy rainfall events is a significant flood character for Genesee County. Over the last 30 years, NOAA Storm Events data shows 18 flood events and 16 flash flood events. For example, heavy rainfall associated with the remnants of Hurricane Beryl in July 2024 caused flooding in parts of the county, with some areas receiving 5 to 7 inches of rain. In August 2023, prolonged heavy rainfall also led to flooding within Flint, resulting in multiple road closures.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with 208 claims filed. However, properties in Zone X_SHADED and Zone X have seen higher average payouts and water depths, suggesting potentially more severe impacts in these areas despite fewer claims. Homeowners in Zone A, as well as those in Zones X_SHADED and X, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Genesee County, Michigan has recorded 34 flood-related events since 1996 according to NOAA's Storm Events Database, including 16 flash floods and 18 river or area floods. The county has received 14 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1975–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Contaminated Water | Toxic Substances | Apr 25, 2014 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 20, 2004 |
| Power Outage | Other | Aug 14, 2003 |
| Snow | Snowstorm | Dec 11, 2000 |
| Severe Storms, Tornadoes,and Flooding | Severe Storm | Jul 2, 1997 |
| Severe Storms & Flooding | Flood | Sep 10, 1986 |
| Severe Storms And Flooding | Flood | Sep 5, 1985 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 21, 2025 | 0.00K |
| Flood | Jul 10, 2024 | 0.00K |
| Flash Flood | Aug 11, 2023 | 0.00K |
| Flood | Jan 11, 2020 | 0.00K |
| Flood | Feb 20, 2018 | 0.00K |
| Flash Flood | Jul 13, 2017 | 0.00K |
| Flash Flood | May 13, 2014 | 100.00K |
| Flash Flood | May 12, 2014 | 0.00K |
| Flash Flood | Aug 11, 2014 | 0.00K |
| Flood | May 4, 2012 | 0.00K |
Flash Flood — Jun 21, 2025
One and half to two inches of rain falling in 2 hours produced flash flooding in and around Flint.
Flood — Jul 10, 2024
The remnants of Hurricane Beryl brought 1.5 to 4 inches of rain over most of southeast Michigan on July 10, but parts of Genessee county saw 5 to 7 inches which caused flooding.
Flash Flood — Aug 11, 2023
Numerous showers and thunderstorms filtered in across portions of Southeast Michigan through the evening of August 11, 2023. The strongest storms were found within the vicinity of or along a warm front, which produced sporadic reports of hail up to an inch and some isolated damaging wind gusts. Prolonged heavy rainfall also led to flooding within Flint which led to multiple road closures. The m...
Flood — Jan 11, 2020
A winter storm tracking through southeast Michigan brought heavy rain and freezing rain, with about a quarter of an inch ice from US-10 south to about M-57. Many accidents and spin outs occurred across the Tri-Cities region and Flint vicinity due to the icy roads. In addition, strong northeast winds lead to high water levels and large waves causing significant lakeshore flooding and erosion alo...
Flood — Feb 20, 2018
A series of disturbances traveling along a slow-moving frontal boundary to the west of Southeast Michigan brought repeated rounds of heavy rainfall to the region over a 48 hour period. As the main low pressure system moved northeastward from the Central Plains to the Upper Peninsula of Michigan on Tuesday, February 20, record high moisture content for February standards moved into Southeast Mic...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Genesee County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Genesee County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.