Enter any address in Gratiot County, Michigan to see its FEMA flood zone
9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Gratiot County, Michigan has recorded 12 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 6 river or area floods. The county has received 11 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Snow | Snowstorm | Dec 11, 2000 |
| Severe Storms | Severe Storm | May 29, 1998 |
| Severe Storms & Flooding | Flood | Sep 10, 1986 |
| Severe Storms And Flooding | Flood | Sep 5, 1985 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Severe Storms, Tornadoes, Icing & Flooding | Severe Storm | Mar 19, 1976 |
| Severe Storms, High Winds & Flooding | Flood | Sep 30, 1975 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | May 18, 2020 | 100.00K |
| Flood | Apr 17, 2013 | 3.00M |
| Flash Flood | Jul 28, 2011 | 0.00K |
| Flood | May 23, 2004 | 1M |
| Flood | Feb 24, 2001 | 10K |
| Flash Flood | May 16, 2001 | 25K |
| Flash Flood | May 15, 2001 | 50K |
| Flood | Feb 9, 2001 | 50K |
| Flash Flood | May 18, 2000 | 100K |
| Flood | Feb 21, 1997 | — |
Flood — May 18, 2020
Significant rainfall fell across all of Lower Michigan on May 17 and 18 with many locations in Southwest Lower Michigan reporting over 3 inches of rain. This was the culmination of an already wet week that had experienced three separate episodes of heavy rain. As a result, soil was already saturated and this additional rain immediately became runoff instead of soaking into the ground. There we...
Flood — Apr 17, 2013
Record flooding occurred during the month of April and record crests occurred on the lower portions of the Grand River at Ionia, Lowell, Ada, Comstock Park, and Grand Rapids, Michigan. Due to the severity of the flooding, Michigan���s Governor Rick Snyder declared a state of disaster for 19 counties and two cities. ||The two cities declared in the disaster were Grand Rapids and Ionia. T...
Flash Flood — Jul 28, 2011
Several rounds of heavy rain and thunderstorms moved across southwest lower Michigan from July 27 to July 29, flooding roadways and intersections across areas near to mainly south of Interstate 96. The most significant impacts from flash flooding occurred in and near the Lansing area. Radar estimated that 6 to 10 inches of rain fell from July 27 to 29 near and southwest of Lansing.
Flood — May 23, 2004
The biggest and longest duration flooding event in the past ten to twenty years occurred across southwestern and south central lower Michigan from May 20th through the third of June. Flooding in mid May resulted in very high river levels and the ground was saturated on the 20th. Numerous thunderstorm complexes and areas of heavy rainfall developed repeatedly in the vicinity of a quasi station...
Flood — Feb 24, 2001
Minor flooding began during the evening hours of the 24th and continued through the rest of February. Minor street flooding occurred in Muskegon (Muskegon county) and Allegan (Allegan county) late on the 24th as a result of locally heavy rainfall. However, the event was primarily a river flood event, and an urban and small stream flood advisory was issued at 9:45 p.m. the 24th. Several area riv...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Gratiot County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Gratiot County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.