Enter any address in Hillsdale County, Michigan to see its FEMA flood zone
Hillsdale County, Michigan has recorded 6 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods. The county has received 9 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Power Outage | Other | Aug 14, 2003 |
| Snow | Snowstorm | Dec 11, 2000 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Snowstorms | Snowstorm | Feb 5, 1977 |
| Tornadoes | Tornado | Apr 12, 1974 |
| Tornadoes & Severe Storms | Tornado | Apr 14, 1965 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Sep 1, 2013 | 0.00K |
| Flash Flood | May 21, 2010 | 0.00K |
| Flash Flood | Sep 9, 1997 | — |
| Flash Flood | Jun 17, 1996 | .15M |
| Flash Flood | May 9, 1996 | — |
Flash Flood — Sep 1, 2013
A strong warm front surged north into Lower Michigan during the early morning hours of the 9th. Steep lapse rates and abundant lift with the front along allowed for several rounds of showers and a few thunderstorms to persist across portions of far southern Lower Michigan. Reports of four to over five inches of rain were received across portions of Hillsdale County, especially in the Litchfield...
Flash Flood — May 21, 2010
A upper level impulse, abundant moisture and a south-southwesterly flow combined to allow for the development of thunderstorms. While several produced small hail and locally gusty winds, the main effect was torrential rainfall, on the order of 1 to 3 inches per hour. This resulted in flash flooding in several locations across western Defiance county.
Flash Flood — Jun 17, 1996
Flash flooding from rains measured at over three inches caused road washouts and damage to culverts, bridges, and homes. A bridge along Ridge Drive was washed away. Many houses suffered water damage near Berry Lake.
Flash Flood — May 9, 1996
Rain totals of nearly 3 inches resulted from thunderstorms moving across the county, causing flooding of streets and some basements as well as overflow of small streams.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Hillsdale County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hillsdale County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.