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Ionia County, Michigan Flood Zones

Check an Address in Ionia County

Enter any address in Ionia County, Michigan to see its FEMA flood zone

Read First-Hand Flood Stories from Ionia County

7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Ionia County

Ionia County, Michigan has recorded 9 flood-related events since 1996 according to NOAA's Storm Events Database, including 3 flash floods and 6 river or area floods. The county has received 16 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Ionia County Disaster History

FEMA Disaster Declarations (1972–2023)

Disaster Declarations
16
Flood/Coastal Disasters
4
Latest Disaster
Severe Storms, Tornadoes, And Flooding (2023-08-24)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Ionia County

DeclarationTypeDate
Severe Storms, Tornadoes, And FloodingFloodAug 24, 2023
Severe Storms, Flooding, And TornadoesSevere StormJun 25, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
FloodingFloodApr 16, 2013
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms, Tornadoes, And FloodingSevere StormMay 20, 2004
SnowSnowstormDec 11, 2000
Mi - Severe Weather 1/2 /99SnowstormJan 2, 1999
Severe StormsSevere StormMay 29, 1998

Recorded Flood Events in Ionia County

NOAA Storm Events Database (1996–2025)

Total Flood Events
9
River/Area Floods
6
Flash Floods
3
Total Property Damage
$8.9M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Ionia County

TypeDateDamage
FloodMay 18, 2020100.00K
FloodFeb 6, 2019400.00K
FloodApr 17, 20137.00M
Flash FloodJun 19, 20090.00K
FloodMay 21, 20041M
FloodFeb 24, 200110K
FloodFeb 9, 200150K
Flash FloodMay 18, 2000100K
Flash FloodFeb 21, 1997

Ionia County Flood History

Flood — May 18, 2020

Significant rainfall fell across all of Lower Michigan on May 17 and 18 with many locations in Southwest Lower Michigan reporting over 3 inches of rain. This was the culmination of an already wet week that had experienced three separate episodes of heavy rain. As a result, soil was already saturated and this additional rain immediately became runoff instead of soaking into the ground. There we...

Flood — Feb 6, 2019

On February 6, 2019 an ice jam formed on the Grand River in Portland. Approximately 50 residents were evacuated from their homes along Water Street in downtown Portland. 2 days later, on February 8, the ice jam shifted and thickened, causing additional flooding. Many businesses along Kent Street were flooded, and residents along Canal and Market streets were evacuated. The ice jam held for more...

Flood — Apr 17, 2013

Record flooding occurred during the month of April and record crests occurred on the lower portions of the Grand River at Ionia, Lowell, Ada, Comstock Park, and Grand Rapids, Michigan. Due to the severity of the flooding, Michigan���s Governor Rick Snyder declared a state of disaster for 19 counties and two cities. ||The two cities declared in the disaster were Grand Rapids and Ionia. T...

Flash Flood — Jun 19, 2009

Thunderstorms developed and moved across Lake Michigan during the evening hours on June 19th. Several hours of intense rainfall occurred starting around 7:00 PM EST. The ground was already saturated from early morning thunderstorms that produced very heavy rainfall. In addition to the heavy rain, severe thunderstorms and tornadoes accompanied the thunderstorms.

Flood — May 21, 2004

The biggest and longest duration flooding event in the past ten to twenty years occurred across southwestern and south central lower Michigan from May 20th through the third of June. Flooding in mid May resulted in very high river levels and the ground was saturated on the 20th. Numerous thunderstorm complexes and areas of heavy rainfall developed repeatedly in the vicinity of a quasi station...

Source: NOAA National Weather Service Storm Events Database.

Ionia County NFIP Flood Insurance Claims

Total Claims Filed
28
Total Paid Out
$170,051
Avg Claim
$8,502
Avg Water Depth
5.4 ft

Claims by Flood Zone

A Zones (High Risk)
25

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Ionia County

FEMA assigns flood zone designations to areas in Ionia County, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Ionia County

Properties in Ionia County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.