Enter any address in Livingston County, Michigan to see its FEMA flood zone
Riverine flooding from heavy rainfall events is the dominant flood character in Livingston County. Recent events include moderate flooding along the Huron and Clinton Rivers in January 2020, following two to four inches of rain on frozen ground. In February 2018, repeated rounds of heavy rainfall over a 48-hour period, combined with snowmelt from record warmth, also led to significant flooding.
The National Flood Insurance Program data indicates that properties in Zone A have experienced the most claims, with an average payout of $9,447 and an average water depth of 2.7 feet. Homeowners in areas designated as Zone A, particularly those near rivers or in low-lying areas, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Livingston County, Michigan has recorded 21 flood-related events since 1996 according to NOAA's Storm Events Database, including 2 flash floods and 19 river or area floods. The county has received 9 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1975–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Tornadoes, And Flooding | Flood | Aug 24, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 20, 2004 |
| Power Outage | Other | Aug 14, 2003 |
| Snow | Snowstorm | Dec 11, 2000 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Severe Storms, High Winds & Flooding | Flood | Apr 26, 1975 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 12, 2021 | 0.00K |
| Flood | Jan 14, 2020 | 0.00K |
| Flood | Jan 11, 2020 | 0.00K |
| Flood | Feb 21, 2018 | 0.00K |
| Flash Flood | Jun 25, 2009 | 0.00K |
| Flood | Mar 10, 2009 | 500.00K |
| Flood | Sep 15, 2008 | 150.00K |
| Flood | Sep 14, 2008 | 250.00K |
| Flood | Jun 3, 2007 | 400.00K |
| Flood | Jan 15, 2005 | — |
Flash Flood — Aug 12, 2021
Two rounds of thunderstorms impacted Southeastern Michigan on August 11: the first during the afternoon and the second during the late evening into the following morning. The first round produced widespread severe wind gusts across the area between 3 and 5pm as a well-organized line swept eastward across the state. This line knocked out power for hundreds of thousands of customers as widespread...
Flood — Jan 14, 2020
Two to four inches of rain with a frozen ground lead to moderate flooding along the Huron River and Clinton River.
Flood — Jan 11, 2020
A winter storm tracking through southeast Michigan brought heavy rain and freezing rain, with about a quarter of an inch ice from US-10 south to about M-57. Many accidents and spin outs occurred across the Tri-Cities region and Flint vicinity due to the icy roads. In addition, strong northeast winds lead to high water levels and large waves causing significant lakeshore flooding and erosion alo...
Flood — Feb 21, 2018
A series of disturbances traveling along a slow-moving frontal boundary to the west of Southeast Michigan brought repeated rounds of heavy rainfall to the region over a 48 hour period. As the main low pressure system moved northeastward from the Central Plains to the Upper Peninsula of Michigan on Tuesday, February 20, record high moisture content for February standards moved into Southeast Mic...
Flash Flood — Jun 25, 2009
A weak low pressure system coupled with high instability triggered several severe thunderstorms along and south of I-69 during the afternoon hours of June 25th, into the early evening hours. Southern Macomb county was hardest hit, as the majority of the 80,000 DTE customers who lost power resided in Macomb county.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Livingston County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Livingston County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.