FloodZoneMap.org

Mackinac County, Michigan Flood Zones

Check an Address in Mackinac County

Enter any address in Mackinac County, Michigan to see its FEMA flood zone

Mackinac County Disaster History

Disaster Declarations
7
Hurricane Disasters
1
Latest Disaster
SEVERE WINTER STORM (2025-03-28)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Mackinac County

DeclarationTypeDate
SEVERE WINTER STORMSevere Ice Storm2025-03-28
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
HURRICANE KATRINA EVACUATIONHurricane2005-08-29
SEVERE DEEP FREEZEFreezing1994-01-10
BLIZZARDS & SNOWSTORMSSnowstorm1978-01-27
DROUGHTDrought1977-03-02

Flood Zone Types in Mackinac County

FEMA assigns flood zone designations to areas in Mackinac County, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Mackinac County

Properties in Mackinac County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.