Enter any address in Montmorency County, Michigan to see its FEMA flood zone
Montmorency County, Michigan has recorded 2 flood-related events since 1996 according to NOAA's Storm Events Database, including 2 flash floods. The county has received 7 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Mar 28, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Mi - Severe Weather 1/2 /99 | Snowstorm | Jan 2, 1999 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Drought | Drought | Mar 2, 1977 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 21, 2020 | 0.00K |
| Flash Flood | Apr 11, 2001 | — |
Flash Flood — Aug 21, 2020
A stalled front and developing lake breezes contributed to showers and thunderstorms. Some of these produced hail, along with isolated flooding.
Flash Flood — Apr 11, 2001
A nearly stationary warm front extended across southern lower Michigan during the evening hours of the 11th into the overnight hours of the 12th. Several small lines of thunderstorms developed ahead of this boundary, with a few of the storms producing severe wind gusts, severe hail, and torrential rainfall.
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Montmorency County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Montmorency County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.