Enter any address in Oceana County, Michigan to see its FEMA flood zone
7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Oceana County, Michigan has recorded 9 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 3 river or area floods. The county has received 12 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1975–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Mi - Severe Weather 1/2 /99 | Snowstorm | Jan 2, 1999 |
| Severe Storms | Severe Storm | May 29, 1998 |
| Severe Storms & Flooding | Flood | Sep 10, 1986 |
| Severe Storms And Flooding | Flood | Sep 5, 1985 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Drought | Drought | Mar 2, 1977 |
| Snowstorms | Snowstorm | Feb 5, 1977 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 17, 2013 | 3.00M |
| Flood | May 23, 2004 | 1M |
| Flood | Feb 24, 2001 | 10K |
| Flash Flood | May 16, 2001 | 25K |
| Flash Flood | May 15, 2001 | 25K |
| Flash Flood | May 15, 2001 | 500K |
| Flash Flood | Feb 9, 2001 | 100K |
| Flash Flood | Aug 4, 1998 | — |
| Flash Flood | Feb 21, 1997 | — |
Flood — Apr 17, 2013
Record flooding occurred during the month of April and record crests occurred on the lower portions of the Grand River at Ionia, Lowell, Ada, Comstock Park, and Grand Rapids, Michigan. Due to the severity of the flooding, Michigan���s Governor Rick Snyder declared a state of disaster for 19 counties and two cities. ||The two cities declared in the disaster were Grand Rapids and Ionia. T...
Flood — May 23, 2004
The biggest and longest duration flooding event in the past ten to twenty years occurred across southwestern and south central lower Michigan from May 20th through the third of June. Flooding in mid May resulted in very high river levels and the ground was saturated on the 20th. Numerous thunderstorm complexes and areas of heavy rainfall developed repeatedly in the vicinity of a quasi station...
Flood — Feb 24, 2001
Minor flooding began during the evening hours of the 24th and continued through the rest of February. Minor street flooding occurred in Muskegon (Muskegon county) and Allegan (Allegan county) late on the 24th as a result of locally heavy rainfall. However, the event was primarily a river flood event, and an urban and small stream flood advisory was issued at 9:45 p.m. the 24th. Several area riv...
Flash Flood — May 16, 2001
Thunderstorms developed during the morning hours of the 15th, producing several reports of large hail and high winds. It was also a record rainfall event for the Grand Rapids area, and 4 to 5 inches of rain fell in less than 6 hours across much of southwestern and south central lower Michigan. Three quarters inch hail was reported at Blue Lake Township (Muskegon county) by area law enforcement ...
Flash Flood — May 15, 2001
Thunderstorms developed during the morning hours of the 15th, producing several reports of large hail and high winds. It was also a record rainfall event for the Grand Rapids area, and 4 to 5 inches of rain fell in less than 6 hours across much of southwestern and south central lower Michigan. Three quarters inch hail was reported at Blue Lake Township (Muskegon county) by area law enforcement ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Oceana County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Oceana County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.