Enter any address in Roscommon County, Michigan to see its FEMA flood zone
3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Roscommon County, Michigan has recorded 3 flood-related events since 1996 according to NOAA's Storm Events Database, including 1 flash floods and 2 river or area floods. The county has received 6 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1976–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Blizzards & Snowstorms | Snowstorm | Jan 27, 1978 |
| Drought | Drought | Mar 2, 1977 |
| Severe Storms, Tornadoes, Icing & Flooding | Severe Storm | Mar 19, 1976 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | May 18, 2020 | 240.00K |
| Flash Flood | Apr 15, 2014 | 60.00K |
| Flood | Sep 26, 2005 | 4K |
Flood — May 18, 2020
A very slow moving low pressure system advanced east from the central Plains. Unusually deep moisture was pushed northward into the Great Lakes region, ahead of this low. Multiple rounds of heavy rain fell in parts of northern lower Michigan on the 17th and 18th. This heavy rain targeted east central and northeast lower Michigan in particular. Rainfall amounts of 2 to 4 inches were common by th...
Flash Flood — Apr 15, 2014
Against a backdrop of high water levels during the spring thaw, the Wraco Lodge Dam on Wolf Creek gave way. The resulting flood waters closed several roads, including Old 27 just north of the Clare County line, Wraco and Rollway Roads, Newago and Townline Roads, and County Road 402. Flood waters came within inches of reaching the US-127 bridge.
Flood — Sep 26, 2005
Persistent rain and embedded thunderstorms produced heavy rain in parts of central Lower Michigan. An observer in St Helen reported 5.79 inches of rain in the 24 hours preceding 8 am EDT on the 26th. Five inches of rain fell on Lupton, with 3.66 inches in Gladwin. The West Branch of the Rifle River rose out of its banks near the city of West Branch, though no property damage was reported. S...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Roscommon County, Michigan:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Roscommon County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.