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South Lyon, Michigan Flood Zones

Check an Address in South Lyon

Enter any address in South Lyon, Michigan to see its FEMA flood zone

Flood Risk in South Lyon, Michigan

South Lyon has a population of 11,746 residents. Like many communities in Michigan, properties in South Lyon may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in South Lyon. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Michigan Statewide Flood Data

Total NFIP Claims
14,683
Total Claims Paid
$142.4M
Active Policies
1,000
Avg Premium
$809/yr
Disaster Declarations
819
Peak Claims Year
1985

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in South Lyon

FEMA assigns flood zone designations to areas in South Lyon, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in South Lyon

Properties in South Lyon that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Michigan is approximately $809 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Michigan flood zone data →