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Washtenaw County, Michigan Flood Zones

Check an Address in Washtenaw County

Enter any address in Washtenaw County, Michigan to see its FEMA flood zone

The Flooding Character of Washtenaw County

Flash flooding from summer thunderstorms is the dominant flood character in Washtenaw County. Between 2003 and 2023, NOAA Storm Events data recorded 21 flood events and 17 flash flood events. Recent examples include widespread residential flooding and road closures reported in August 2023, and major flooding across the Detroit metro area in June 2021 following several inches of rainfall.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $11,665 and an average water depth of 4.0 feet. Zone X and Zone X_Unshaded also show significant claim activity, with average payouts exceeding $12,000. Homeowners in Zone A, and those in areas with higher average water depths or payouts, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Washtenaw County

13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Michigan flood stories →

Flood Risk Data for Washtenaw County

Washtenaw County, Michigan has recorded 38 flood-related events since 1996 according to NOAA's Storm Events Database, including 17 flash floods and 21 river or area floods. The county has received 11 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Washtenaw County Disaster History

FEMA Disaster Declarations (1965–2021)

Disaster Declarations
11
Flood/Coastal Disasters
1
Latest Disaster
Severe Storms, Flooding, And Tornadoes (2021-06-25)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Washtenaw County

DeclarationTypeDate
Severe Storms, Flooding, And TornadoesSevere StormJun 25, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms, Tornadoes, And FloodingSevere StormMay 20, 2004
Power OutageOtherAug 14, 2003
SnowSnowstormDec 11, 2000
Mi - Severe Weather 1/2 /99SnowstormJan 2, 1999
Severe Storms & FloodingFloodSep 8, 1980
Blizzards & SnowstormsSnowstormJan 27, 1978

Recorded Flood Events in Washtenaw County

NOAA Storm Events Database (1996–2025)

Total Flood Events
38
River/Area Floods
21
Flash Floods
17
Total Property Damage
$8.8M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Washtenaw County

TypeDateDamage
Flash FloodJul 30, 20250.00K
FloodAug 24, 20230.00K
Flash FloodAug 24, 20230.00K
FloodJun 26, 20210.00K
Flash FloodJun 25, 20217.50M
FloodJan 11, 20200.00K
Flash FloodJul 30, 201640.00K
Flash FloodJun 14, 20150.00K
Flash FloodJun 27, 20130.00K
Flash FloodMar 15, 20120.00K

Washtenaw County Flood History

Flash Flood — Jul 30, 2025

Heavy rain, 1.5 to 3 inches, produced flooding in and around Ypsilanti, Canton, and Northville.

Flood — Aug 24, 2023

Thunderstorms producing torrential rainfall led to flooding in the Detroit metro area early Thursday morning (August 24th). Western Wayne county into Monroe county was hardest hit resulting in widespread residential flooding, road closures, and stranded vehicles. Most notable was the closure of Dingell Drive at Detroit Metro Airport which cut off access to the McNamara terminal for several hour...

Flash Flood — Aug 24, 2023

Thunderstorms producing torrential rainfall led to flooding in the Detroit metro area early Thursday morning (August 24th). Western Wayne county into Monroe county was hardest hit resulting in widespread residential flooding, road closures, and stranded vehicles. Most notable was the closure of Dingell Drive at Detroit Metro Airport which cut off access to the McNamara terminal for several hour...

Flood — Jun 26, 2021

After several weeks of moderate to severe drought conditions in Southeast Michigan, an active weather pattern brought widespread rainfall and flooding to Metro Detroit and surrounding areas during the weekend of June 25-27th. Low pressure tracking along a stalled stationary boundary interacted with a very moist subtropical air mass to produce widespread 3 to 5 inches of rainfall across Metro De...

Flash Flood — Jun 25, 2021

After several weeks of moderate to severe drought conditions in Southeast Michigan, an active weather pattern brought widespread rainfall and flooding to Metro Detroit and surrounding areas during the weekend of June 25-27th. Low pressure tracking along a stalled stationary boundary interacted with a very moist subtropical air mass to produce widespread 3 to 5 inches of rainfall across Metro De...

Source: NOAA National Weather Service Storm Events Database.

Washtenaw County NFIP Flood Insurance Claims

Total Claims Filed
101
Total Paid Out
$1.2M
Avg Claim
$17,746
Avg Water Depth
7.2 ft

Claims by Flood Zone

A Zones (High Risk)
65
X Unshaded (Low)
5

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Washtenaw County

FEMA assigns flood zone designations to areas in Washtenaw County, Michigan:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Washtenaw County

Properties in Washtenaw County, Michigan that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.