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Fergus Falls, Minnesota Flood Zones

Check an Address in Fergus Falls

Enter any address in Fergus Falls, Minnesota to see its FEMA flood zone

Flood Risk in Fergus Falls, Minnesota

Fergus Falls has a population of 14,119 residents. Like many communities in Minnesota, properties in Fergus Falls may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Fergus Falls. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Fergus Falls

FEMA assigns flood zone designations to areas in Fergus Falls, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Fergus Falls

Properties in Fergus Falls that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

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