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Hubbard County, Minnesota Flood Zones

Check an Address in Hubbard County

Enter any address in Hubbard County, Minnesota to see its FEMA flood zone

Read First-Hand Flood Stories from Hubbard County

3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Hubbard County

Hubbard County, Minnesota has recorded 9 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 4 river or area floods. The county has received 10 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Hubbard County Disaster History

FEMA Disaster Declarations (1976–2020)

Disaster Declarations
10
Flood/Coastal Disasters
1
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Hubbard County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms And FloodingSevere StormMar 16, 2009
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Storms, Flooding And TornadoesSevere StormJun 9, 2002
Severe Storms, Winds, And FloodingSevere StormJul 4, 1999
Severe Flooding, High Winds,severe StormsFloodMar 21, 1997
Severe Winter StormsSevere StormJan 3, 1997
Severe Thunderstorms, Winds, Flooding, Tornadoes, And HeatSevere StormJul 9, 1995
DroughtDroughtJun 17, 1976

Recorded Flood Events in Hubbard County

NOAA Storm Events Database (1996–2025)

Total Flood Events
9
River/Area Floods
4
Flash Floods
5
Total Property Damage
$222,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Hubbard County

TypeDateDamage
Flash FloodJul 11, 20162.00K
FloodApr 28, 20135.00K
Flash FloodJul 4, 2010100.00K
FloodMar 25, 20095.00K
Flash FloodJun 26, 2005
FloodJun 23, 2002
Flash FloodJun 22, 2002
FloodSep 1, 1999

Hubbard County Flood History

Flash Flood — Jul 11, 2016

By the early evening of July 11th, surface low pressure was located over northeast South Dakota, with a warm front extending out to the east into Minnesota. Slow moving thunderstorms formed north of the warm front and dropped large amounts of rain. Other thunderstorms formed later, along a line from Jamestown to Devils Lake to Rock Lake. One storm along this line produced strong winds from Lang...

Flood — Apr 28, 2013

Melting snow caused overland flooding across portions of northwest Minnesota. Many rural roads were closed due to high water from the melting snow.

Flash Flood — Jul 4, 2010

During the late afternoon of July 3rd, high temperatures across west central Minnesota peaked in the upper 80s with dew points in the low 70s. With nightfall, thunderstorms broke out and moved into west central Minnesota. Several rounds of slow moving thunderstorms with very heavy rain hit the Detroit Lakes to Park Rapids corridor particularly hard. The highest rain total actually occurred at O...

Flood — Mar 25, 2009

A stretch of warmer weather occurred from March 14th to 17th, which resulted in high temperatures in the 40s and low 50s. The snow depth in Fargo on the 14th was 15 inches with a melted water equivalent of 3.10 inches. By the 17th, the snow depth in Fargo had dropped to 6 inches. This was followed by a couple of cooler days, which temporarily slowed down any additional snowmelt. A second period...

Flood — Sep 1, 1999

4 to 5 inches of rain fell in 4 days, complicating an already wet summer. Many problems were reported along US Highway 2 near Bemidji. Some basement pumps had to be run continuously to keep basements from filling up. The KOA campground west of Bemidji only had 50 percent of their campsites useable, with the others under water. They had to pump the sewer lines continuously to keep them from ...

Source: NOAA National Weather Service Storm Events Database.

Hubbard County NFIP Flood Insurance Claims

Total Claims Filed
26
Total Paid Out
$284,465
Avg Claim
$21,881
Avg Water Depth
1.0 ft

Claims by Flood Zone

X Unshaded (Low)
10

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Hubbard County

FEMA assigns flood zone designations to areas in Hubbard County, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Hubbard County

Properties in Hubbard County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.