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Lake of the Woods County, Minnesota Flood Zones

Check an Address in Lake of the Woods County

Enter any address in Lake of the Woods County, Minnesota to see its FEMA flood zone

Lake of the Woods County Disaster History

Disaster Declarations
18
Flood/Coastal Disasters
12
Hurricane Disasters
1
Latest Disaster
SEVERE STORMS AND FLOODING (2023-04-11)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Lake of the Woods County

DeclarationTypeDate
SEVERE STORMS AND FLOODINGFlood2023-04-11
SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODINGFlood2022-04-22
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDESFlood2014-06-11
SEVERE STORMS AND FLOODINGSevere Storm2009-03-16
HURRICANE KATRINA EVACUATIONHurricane2005-08-29
SEVERE STORMS, FLOODING AND TORNADOESSevere Storm2002-06-09
SEVERE WINTER STORMS, FLOODING, AND TORNADOESFlood2001-03-23
SEVERE FLOODING, HIGH WINDS,SEVERE STORMSFlood1997-03-21

Flood Zone Types in Lake of the Woods County

FEMA assigns flood zone designations to areas in Lake of the Woods County, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Lake of the Woods County

Properties in Lake of the Woods County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.