Enter any address in Mille Lacs County, Minnesota to see its FEMA flood zone
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Mille Lacs County, Minnesota has recorded 13 flood-related events since 1996 according to NOAA's Storm Events Database, including 9 flash floods and 4 river or area floods. The county has received 10 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms And Flooding | Flood | Apr 11, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | Jul 1, 2011 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Tornadoes | Flood | Mar 23, 2001 |
| Drought | Drought | Jun 17, 1976 |
| Severe Storms & Flooding | Flood | Aug 1, 1972 |
| Flooding | Flood | Apr 18, 1969 |
| Flooding | Flood | Apr 11, 1965 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 29, 2016 | 0.00K |
| Flash Flood | Jul 11, 2016 | 0.00K |
| Flash Flood | Aug 16, 2011 | 5.00K |
| Flash Flood | Jun 29, 2005 | .1K |
| Flood | Oct 4, 2005 | — |
| Flash Flood | Oct 4, 2005 | — |
| Flash Flood | Jul 10, 2002 | 25K |
| Flash Flood | Jul 8, 2002 | — |
| Flash Flood | Apr 22, 2001 | 300K |
| Flash Flood | Jun 13, 2001 | 10K |
Flash Flood — Aug 29, 2016
The late afternoon of Monday, August 29th, a line of thunderstorms developed in central Minnesota, north of Mora. These storms slowly moved southward across Mille Lacs County and trained from west to east during the evening. Rainfall rates were nearly 1-2 inches per hour, which total around 4-6 inches across portions of Benton and Mille Lacs counties by the late evening. The worst area was near...
Flash Flood — Jul 11, 2016
The morning of Monday, July 11th, two waves of thunderstorms moved across west central and central Minnesota. Very heavy rainfall and isolated hail occurred with the main area of storms. But these storms also produced a wide area of one half to two inches of rain by sunrise. ||The morning two events set the stage for flooding in central Minnesota as several additional waves of thunderstorms dev...
Flash Flood — Aug 16, 2011
Thunderstorms developed across western Minnesota the afternoon of Tuesday, August 16th. These thunderstorms continued to develop eastward across central Minnesota, and into east central Minnesota, and west central Wisconsin. A few of the thunderstorms began to train across central and east central Minnesota, mainly between St. Cloud and the northern suburbs of the Twin Cities during the late a...
Flash Flood — Apr 22, 2001
Two to four inches rain fell on saturated ground. The most severe damage occured in Santiago (Sherburne County), where a dike along County Road 11 gave way and allowed water to come crashing into town. About one dozen homes and businesses were flooded and evacuations were necessary. Other damage included flooded basements in Foley (Benton County) and Milaca (Mille Lacs County). County offic...
Flood — Apr 1, 2001
Heavy snowfall during winter remained on the ground through the end of March and then rapidly melted, resulting in river stages close to record levels. Water began to gush through drainage ditches, streams and into the mainstem rivers during midday April 1. Heavy rain April 7-8 over much of central Minnesota (see corresponding flood entry) prolonged the high water and also added one or two fee...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Mille Lacs County, Minnesota:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Mille Lacs County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.