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Minnetonka, Minnesota Flood Zones

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Enter any address in Minnetonka, Minnesota to see its FEMA flood zone

Flood Risk in Minnetonka, Minnesota

Minnetonka has a population of 53,781 residents. Like many communities in Minnesota, properties in Minnetonka may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Minnetonka. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Minnetonka

FEMA assigns flood zone designations to areas in Minnetonka, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Minnetonka

Properties in Minnetonka that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

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