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Murray County, Minnesota Flood Zones

Check an Address in Murray County

Enter any address in Murray County, Minnesota to see its FEMA flood zone

The Flooding Character of Murray County

River overflow along the Big Sioux River Basin characterizes flood events in Murray County. Between 2004 and 2024, NOAA Storm Events data recorded 25 flood events and 15 flash flood events. Recent events include major flooding in June 2024 following 5 to 10 inches of rainfall, which led to a Presidential Disaster Declaration. In April 2023, rapid snowmelt caused minor to moderate flooding along the Big Sioux River.

National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced 11 claims with an average payout of $14,051 and an average water depth of 0.5 feet. One claim was recorded in Zone X, with an average payout of $2,362 and an average water depth of 1.0 feet. Homeowners with properties located near rivers or in areas designated as Zone A should pay the most attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Murray County

11 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Minnesota flood stories →

Flood Risk Data for Murray County

Murray County, Minnesota has recorded 40 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 25 river or area floods. The county has received 17 federal disaster declarations, 7 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Murray County Disaster History

FEMA Disaster Declarations (1969–2024)

Disaster Declarations
17
Flood/Coastal Disasters
7
Latest Disaster
Severe Storms And Flooding (2024-06-16)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Murray County

DeclarationTypeDate
Severe Storms And FloodingFloodJun 16, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, And FloodingFloodMar 12, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingFloodJun 15, 2018
Severe Storms, Straight-line Winds, Flooding, Landslides, And MudslidesFloodJun 11, 2014
Severe Winter StormSevere StormApr 9, 2013
Severe Storms And FloodingSevere StormSep 22, 2010
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Flooding, High Winds,severe StormsFloodMar 21, 1997

Recorded Flood Events in Murray County

NOAA Storm Events Database (1996–2025)

Total Flood Events
40
River/Area Floods
25
Flash Floods
15
Total Property Damage
$26.4M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Murray County

TypeDateDamage
FloodJun 21, 20240.00K
FloodJun 21, 20242.30M
FloodJul 1, 20240.00K
FloodApr 12, 20230.00K
Flash FloodAug 28, 20210.00K
FloodMar 4, 20200.00K
FloodMay 28, 20190.00K
FloodMar 16, 20190.00K
FloodMar 13, 2019273.00K
FloodSep 12, 201910.00K

Murray County Flood History

Flood — Jun 21, 2024

A multi-day significant heavy rainfall event from June 20-22 resulted in widespread rain totals between 5 and 10 inches across southwest Minnesota. As rainfall reached area streams and rivers, major to record flooding was observed, devastating multiple towns and communities. Extensive overland flooding also resulted in significant impacts and damages. All river crest information is preliminary ...

Flood — Jul 1, 2024

River levels from the historic June flooding remained above flood stage for some locations into July, although continued a declining trend.

Flood — Apr 12, 2023

Rapid snowmelt from a few day period of well above normal temperatures focused on the 11-13th of April resulted in minor to locally moderate flooding through much of the Big Sioux River Basin. Some areas north of I-90 lost between 2 to 5 inches of snow water equivalent (SWE) from the first to second week of April, but antecedent drought conditions resulted in only a percentage of this water act...

Flash Flood — Aug 28, 2021

An unstable warm sector with MUCAPE up to 2000-2500 J/kg developed during the afternoon between an advancing cold front across southeast South Dakota, and a gangly warm front extending into southwest Minnesota. An approaching weak impulse spurred rapid development of multiple rounds of storms near the warm front, initially discrete, with upscale growth into short bowing segments. Secondary deve...

Flood — Mar 4, 2020

With one to four inches of liquid residing in the snowpack near and north of Interstate 90 at the start of the month, a more or less ideal melting of the winter snowpack in early March produced flooding across southwest Minnesota rivers.

Source: NOAA National Weather Service Storm Events Database.

Murray County NFIP Flood Insurance Claims

Total Claims Filed
12
Total Paid Out
$156,922
Avg Claim
$19,615
Avg Water Depth
1.0 ft

Claims by Flood Zone

A Zones (High Risk)
11

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Murray County

FEMA assigns flood zone designations to areas in Murray County, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Murray County

Properties in Murray County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.