Enter any address in Norman County, Minnesota to see its FEMA flood zone
Spring snowmelt flooding along the Minnesota Tributaries is a recurring event in Norman County. Recent examples include flooding in mid-April 2023 and late April 2023, which persisted into early May for some areas.
Over the past 30 years, Norman County has experienced 19 flood events and 12 flash flood events. National Flood Insurance Program (NFIP) data shows a significant number of claims in Zone A, with an average payout of $11,436 and an average water depth of 2.3 feet. Zone X also has a notable number of claims, though with a lower average water depth of 0.4 feet and a higher average payout of $13,593.
Homeowners in Zone A, as well as those with properties near the Minnesota Tributaries or in areas with a history of flooding, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Norman County, Minnesota has recorded 31 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods and 19 river or area floods. The county has received 32 federal disaster declarations, 18 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms And Flooding | Flood | Apr 11, 2023 |
| Severe Storms, Straight-line Winds, And Flooding | Flood | Apr 22, 2022 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Flood | Mar 12, 2019 |
| Severe Storms And Flooding | Flood | Mar 16, 2011 |
| Flooding | Flood | Mar 1, 2010 |
| Severe Storms And Flooding | Severe Storm | Mar 16, 2009 |
| Flooding | Flood | Mar 30, 2006 |
| Severe Winter Storm | Severe Storm | Nov 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 18, 2023 | 0.00K |
| Flood | Apr 17, 2023 | 0.00K |
| Flood | Apr 14, 2023 | 0.00K |
| Flood | Apr 13, 2023 | 0.00K |
| Flash Flood | Apr 23, 2022 | 20.00K |
| Flood | Apr 4, 2019 | 50.00K |
| Flash Flood | Aug 28, 2016 | 0.50K |
| Flood | May 30, 2013 | 5.00K |
| Flood | Apr 8, 2011 | 0.00K |
| Flash Flood | Jun 17, 2010 | 2.00K |
Flood — Apr 18, 2023
The spring snowmelt flooding began in late April 2023 and persisted into the early portions of May for some locations.
Flood — Apr 17, 2023
Snowmelt flooding along the Minnesota Tributaries began in mid-April, with a few locations persisting into early May.
Flood — Apr 14, 2023
Snowmelt flooding along the Minnesota Tributaries began in mid-April, with a few locations persisting into early May.
Flood — Apr 13, 2023
Snowmelt flooding along the Minnesota Tributaries began in mid-April, with a few locations persisting into early May.
Flash Flood — Apr 23, 2022
Several rounds of severe thunderstorms traversed the region starting on the evening of April 22nd. Initially, large hail was the primary concern, with an increasingly tornadic environment heading into April 23rd. Both hail (up to 1.5 inches) and tornadoes were reported with this system.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Norman County, Minnesota:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Norman County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.