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North St. Paul, Minnesota Flood Zones

Check an Address in North St. Paul

Enter any address in North St. Paul, Minnesota to see its FEMA flood zone

Flood Risk in North St. Paul, Minnesota

North St. Paul has a population of 12,364 residents. Like many communities in Minnesota, properties in North St. Paul may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in North St. Paul. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Minnesota Statewide Flood Data

Total NFIP Claims
12,470
Total Claims Paid
$156.3M
Active Policies
179,072
Avg Premium
$794/yr
Disaster Declarations
1,623
Peak Claims Year
1997

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in North St. Paul

FEMA assigns flood zone designations to areas in North St. Paul, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in North St. Paul

Properties in North St. Paul that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Minnesota is approximately $794 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Minnesota flood zone data →