Enter any address in Roseau County, Minnesota to see its FEMA flood zone
Flash flooding from thunderstorms is a notable flood hazard in Roseau County. Over the past 30 years, NOAA Storm Events data indicates 12 flash flood events and 11 general flood events. Recent examples include snowmelt flooding along tributaries in April 2023 and flash flooding associated with thunderstorms in September 2019 and July 2011.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the highest number of claims, with an average payout of $9,212 and an average water depth of 4.9 feet. While Zone X properties have fewer claims, some have seen higher average payouts and water depths, particularly in Zone X_SHADED. Homeowners in Zone A, as well as those in other flood zones, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Roseau County, Minnesota has recorded 23 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods and 11 river or area floods. The county has received 28 federal disaster declarations, 16 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms And Flooding | Flood | Apr 11, 2023 |
| Severe Storms, Straight-line Winds, And Flooding | Flood | Apr 22, 2022 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Flood | Mar 12, 2019 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Flood | Jun 11, 2014 |
| Severe Storms And Flooding | Flood | Mar 16, 2011 |
| Severe Storms And Flooding | Severe Storm | Mar 16, 2009 |
| Flooding | Flood | Mar 30, 2006 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 14, 2023 | 0.00K |
| Flash Flood | Sep 20, 2019 | 250.00K |
| Flash Flood | Jul 16, 2011 | 2.00K |
| Flash Flood | May 24, 2010 | 2.00K |
| Flood | May 26, 2009 | 10.00K |
| Flood | Mar 22, 2009 | 5.00K |
| Flood | Apr 10, 2009 | 5.00K |
| Flood | Mar 31, 2006 | — |
| Flood | Apr 1, 2006 | 1.32M |
| Flash Flood | Jun 27, 2005 | — |
Flood — Apr 14, 2023
Snowmelt flooding along the Minnesota Tributaries began in mid-April, with a few locations persisting into early May.
Flash Flood — Sep 20, 2019
By the late afternoon of the 20th, a weak area of surface low pressure set up near Devils Lake, with the warm front extending out to the east-southeast. Temperatures had risen into the mid 70s to low 80s in the warm sector, with dew points in the upper 60s to lower 70s. To the southwest of the low, a cold front extended back toward Bismarck. Just before 5 pm CDT, a fairly solid line of thunders...
Flash Flood — Jul 16, 2011
The 16th was hot and humid with late afternoon temperatures topping out in the 80s to around 90 and dew point temperatures well into the 70s. This created a large amount of instability. By early in the evening, thunderstorms began to flare up again aided by a weak low level jet.
Flash Flood — May 24, 2010
After the first round of elevated convection from the early morning hours of the 24th drifted off to the northeast, a surface warm front was left along the North Dakota and South Dakota border by mid morning. By mid afternoon of the 24th, the warm front had pushed north to a Jamestown (ND) to Bemidji (MN) line. Behind this front, afternoon temperatures had increased to around 90 degrees with de...
Flood — May 26, 2009
Rain fell across the far northern Red River Valley into the Lake of the Woods area, starting late Sunday night (24th) and continuing into Monday night (25th). Over this 24 hour period, the rainfall was not particularly heavy, but it was steady. The rain fell on a fairly saturated area, as most spring overland and river flooding had just ended in these two areas. Rainfall totals across the area ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Roseau County, Minnesota:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Roseau County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.