2 flood insurance claims·$7,926 paid·7 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Stevens County, Minnesota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
5 NOAA storm reports from Stevens County describe what happened, in the words of the forecasters who covered it. Read the Minnesota flood stories →
19 federal disaster declarations since 1969, 7 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms And Flooding | Apr 11, 2023 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | May 29, 2022 |
| Severe Winter Storm, Straight-line Winds, And Flooding | Mar 12, 2019 |
| Severe Storms, Straight-line Winds, And Flooding | Jun 20, 2013 |
| Severe Storms And Flooding | Mar 16, 2011 |
| Flooding | Mar 1, 2010 |
| Severe Storms And Flooding | Mar 16, 2009 |
| Severe Winter Storm | Nov 27, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
11 since 1996: 5 flash floods and 6 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jul 27, 2025 | — |
| Flood | Apr 11, 2023 | $146,000 |
| Flash Flood | Jun 21, 2013 | — |
| Flash Flood | Jun 20, 2013 | — |
| Flood | Mar 17, 2010 | $40,000 |
| Flood | Mar 23, 2009 | — |
| Flash Flood | Apr 7, 2001 | $300,000 |
| Flood | Apr 1, 2001 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jul 27, 2025. A mid-level wave embedded in the eastern periphery of a developing ridge produced two periods of severe thunderstorms across much of west-central and central MN on Sunday, July 27th. Westerly flow advected in an extremely unstable airmass with favorable amounts of wind shear to support rotating updrafts. Late morning convection occurred across western MN producing quarter size hail and damaging wind gusts across…
Flood · Apr 11, 2023. A near-record snowfall season across Minnesota and Wisconsin led to a snowpack with snow-water-equivilent (SWE) values of 4 to 6 inches across much of the region by mid-March. Below normal temperatures for the first of of spring kept much of the snowpack in tact until the end of the month when it started to melt.||The melt accelerated in early April. On April 08, highs were in the 60s across the region. On April 0…
Flash Flood · Jun 21, 2013. Two rounds of severe thunderstorms occurred across portions of southern and central Minnesota, between Friday afternoon, June 21st and early Saturday morning, June 22nd. These storms first developed across central South Dakota and moved into west central Minnesota after 4 pm, causing large hail, damaging winds and torrential rainfall. ||These storms weakened briefly in central Minnesota, before re-intensifying acr…
Flash Flood · Jun 20, 2013. Several rounds of thunderstorms developed Thursday late afternoon and evening, June 20th, mostly in west central Minnesota, and moved eastward. These storms produced some penny to quarter size hail, but the main event was damaging straight line winds and torrential rainfall during the late evening and overnight period. These storms moved across central and east central Minnesota after midnight, with some redevelop…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Stevens County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.