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Stevens County, Minnesota Flood Zones

Check an Address in Stevens County

Enter any address in Stevens County, Minnesota to see its FEMA flood zone

Read First-Hand Flood Stories from Stevens County

5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Stevens County

Stevens County, Minnesota has recorded 11 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 6 river or area floods. The county has received 19 federal disaster declarations, 7 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Stevens County Disaster History

FEMA Disaster Declarations (1969–2023)

Disaster Declarations
19
Flood/Coastal Disasters
7
Latest Disaster
Severe Storms And Flooding (2023-04-11)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Stevens County

DeclarationTypeDate
Severe Storms And FloodingFloodApr 11, 2023
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormMay 29, 2022
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, And FloodingFloodMar 12, 2019
Severe Storms, Straight-line Winds, And FloodingSevere StormJun 20, 2013
Severe Storms And FloodingFloodMar 16, 2011
FloodingFloodMar 1, 2010
Severe Storms And FloodingSevere StormMar 16, 2009
Severe Winter StormSevere StormNov 27, 2005

Recorded Flood Events in Stevens County

NOAA Storm Events Database (1996–2025)

Total Flood Events
11
River/Area Floods
6
Flash Floods
5
Total Property Damage
$486,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Stevens County

TypeDateDamage
Flash FloodJul 27, 20250.00K
FloodApr 11, 2023146.00K
Flash FloodJun 21, 20130.00K
Flash FloodJun 20, 20130.00K
FloodMar 17, 201040.00K
FloodMar 23, 20090.00K
Flash FloodApr 7, 2001300K
FloodApr 1, 2001
FloodMar 26, 1997
FloodApr 1, 1997

Stevens County Flood History

Flash Flood — Jul 27, 2025

A mid-level wave embedded in the eastern periphery of a developing ridge produced two periods of severe thunderstorms across much of west-central and central MN on Sunday, July 27th. Westerly flow advected in an extremely unstable airmass with favorable amounts of wind shear to support rotating updrafts. Late morning convection occurred across western MN producing quarter size hail and damagin...

Flood — Apr 11, 2023

A near-record snowfall season across Minnesota and Wisconsin led to a snowpack with snow-water-equivilent (SWE) values of 4 to 6 inches across much of the region by mid-March. Below normal temperatures for the first of of spring kept much of the snowpack in tact until the end of the month when it started to melt.||The melt accelerated in early April. On April 08, highs were in the 60s across th...

Flash Flood — Jun 21, 2013

Two rounds of severe thunderstorms occurred across portions of southern and central Minnesota, between Friday afternoon, June 21st and early Saturday morning, June 22nd. These storms first developed across central South Dakota and moved into west central Minnesota after 4 pm, causing large hail, damaging winds and torrential rainfall. ||These storms weakened briefly in central Minnesota, before...

Flash Flood — Jun 20, 2013

Several rounds of thunderstorms developed Thursday late afternoon and evening, June 20th, mostly in west central Minnesota, and moved eastward. These storms produced some penny to quarter size hail, but the main event was damaging straight line winds and torrential rainfall during the late evening and overnight period. These storms moved across central and east central Minnesota after midnight,...

Flood — Mar 17, 2010

Accumulating snowfall across the Upper Midwest and Northern Plains was extensive during the 2009/2010 winter with snowfall water equivalent amounts across the Minnesota River Valley as high as six inches. Across the Mississippi River Valley and the Crow, snowfall water equivalent amounts were between three and five inches. ||The winter had very little melting on the snow cover and therefore, on...

Source: NOAA National Weather Service Storm Events Database.

Stevens County NFIP Flood Insurance Claims

Total Claims Filed
2
Total Paid Out
$7,926
Avg Claim
$3,963
Avg Water Depth
1.0 ft

Claims by Flood Zone

A Zones (High Risk)
2

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Stevens County

FEMA assigns flood zone designations to areas in Stevens County, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Stevens County

Properties in Stevens County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.