13 flood insurance claims·$126,636 paid·6 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Todd County, Minnesota. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 2 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2001, with 3 claims and $16,242 paid, the year of Severe Winter Storms, Flooding, and Tornadoes.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
3 NOAA storm reports from Todd County describe what happened, in the words of the forecasters who covered it. Read the Minnesota flood stories →
13 federal disaster declarations since 1965, 6 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | May 29, 2022 |
| Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Jun 11, 2014 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Severe Winter Storms, Flooding, And Tornadoes | Mar 23, 2001 |
| Severe Flooding, High Winds,severe Storms | Mar 21, 1997 |
| Severe Winter Storms | Jan 3, 1997 |
| Drought | Jun 17, 1976 |
| Severe Storms & Flooding | Aug 1, 1972 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
14 since 1996: 9 flash floods and 5 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Jun 3, 2024 | $400,000 |
| Flash Flood | May 31, 2014 | — |
| Flash Flood | Jun 21, 2013 | — |
| Flood | Mar 23, 2009 | — |
| Flash Flood | Jul 14, 2009 | $25,000 |
| Flood | Jun 23, 2003 | — |
| Flash Flood | Jun 23, 2003 | — |
| Flash Flood | Jul 10, 2002 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Jun 3, 2024. On Sunday evening June 2 and into Monday June 3, a round of strong storms developed across eastern SD and southwestern MN along a stationary boundary. These storms produced a brief tornado in Renville County, wind damage in Morrison County, and small hail in Stevens County. There were also 3 to 4 inches of heavy rain in central Minnesota, with flooding reported in Todd and Sibley Counties.
Flash Flood · May 31, 2014. Several rounds of torrential rainfall that developed across west central Minnesota, and moved northeast across the same areas of portions of central Minnesota, caused county roads to flood, some of which had damage due to the fast moving water across the asphalt roads. One round of storms produced flooding near Sauk Centre, and another round later in the day caused more flooding in northwest Stearns and southern T…
Flash Flood · Jun 21, 2013. Several rounds of thunderstorms developed Thursday late afternoon and evening, June 20th, mostly in west central Minnesota, and moved eastward. These storms produced some penny to quarter size hail, but the main event was damaging straight line winds and torrential rainfall during the late evening and overnight period. These storms moved across central and east central Minnesota after midnight, with some redevelop…
Flood · Mar 23, 2009. A strong area of low pressure moved northward across the upper midwest and combined with unseasonable early Spring gulf moisture to cause a large area of heavy rainfall. Local rainfall totals were in the two to three inch range before the system moved north of the region. Along with the heavy rainfall, and due to thick ice remaining on areal streams, creeks and rivers, ice jams developed and caused flooding of are…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Todd County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.