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Waseca County, Minnesota Flood Zones

Check an Address in Waseca County

Enter any address in Waseca County, Minnesota to see its FEMA flood zone

The Flooding Character of Waseca County

Flash flooding from heavy rainfall events dominates the flood character of Waseca County. Between 2000 and 2020, NOAA Storm Events data recorded 18 flash flood events and 11 general flood events in the county. Recent examples include widespread flooding and damaged buildings across Waseca County in August 2023 following 5-10 inches of rain over 72 hours, and significant road washouts in June 2024 due to 4-10 inches of rainfall.

While most National Flood Insurance Program (NFIP) claims in Waseca County have been in Zone X (unshaded) with average payouts around $19,000 for minor flooding, a single claim in Zone A indicated no reported water depth or payout. Homeowners in areas prone to flash flooding, particularly those near small streams or in low-lying areas, should pay close attention to flood risk, regardless of their designated flood zone.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Waseca County

14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Minnesota flood stories →

Flood Risk Data for Waseca County

Waseca County, Minnesota has recorded 29 flood-related events since 1996 according to NOAA's Storm Events Database, including 18 flash floods and 11 river or area floods. The county has received 14 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Waseca County Disaster History

FEMA Disaster Declarations (1965–2024)

Disaster Declarations
14
Flood/Coastal Disasters
6
Latest Disaster
Severe Storms And Flooding (2024-06-16)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Waseca County

DeclarationTypeDate
Severe Storms And FloodingFloodJun 16, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, And FloodingFloodMar 12, 2019
Severe Storms And FloodingFloodSep 21, 2016
Severe Storms, Straight-line Winds, Flooding, Landslides, And MudslidesFloodJun 11, 2014
Severe Storms And FloodingSevere StormSep 22, 2010
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Winter StormsSevere StormJan 3, 1997
Severe Ice StormSevere StormNov 14, 1996

Recorded Flood Events in Waseca County

NOAA Storm Events Database (1996–2025)

Total Flood Events
29
River/Area Floods
11
Flash Floods
18
Total Property Damage
$1.0M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Waseca County

TypeDateDamage
Flash FloodAug 17, 20250.00K
Flash FloodJun 21, 20240.00K
Flash FloodMay 11, 20230.00K
Flash FloodJul 5, 20190.00K
FloodSep 22, 20160.00K
Flash FloodSep 22, 20160.00K
Flash FloodSep 21, 20160.00K
Flash FloodAug 12, 20160.00K
Flash FloodJun 16, 20140.00K
FloodMar 25, 20110.00K

Waseca County Flood History

Flash Flood — Aug 17, 2025

Several individual rounds of thunderstorms impacted southern Minnesota from Friday, August 16th through Sunday, August 18th. Heavy rain amounts on the order of 5-10 inches fell over the course of 72 hours, most of which fell from late Saturday into early Sunday, leading to several cases of flooded roadways and damaged buildings. The highest amounts and most widespread impacts were across Waseca...

Flash Flood — Jun 21, 2024

Catastrophic flooding occurred across parts of Minnesota in mid to late June 2024 as a stationary boundary stalled out across the Upper Midwest.||On June 19-21, several rounds of thunderstorms developed and tracked along this boundary, producing widespread 4 to 6 inches of rain across southern Minnesota, with some locations picking up 8 to 10 inches of rain near Mankato Minnesota.||There were d...

Flash Flood — May 11, 2023

A slow moving system produced thunderstorms and heavy precipitation in the Trough of Warm Air Aloft (TROWAL) region of an upper low over South Central Minnesota. Due to the prolonged duration of heavy rainfall across the region, some localities experienced localized urban flash flooding. Waseca Emergency Managment reported street and small stream flooding 3 Miles NNW of New Richland, MN as well...

Flash Flood — Jul 5, 2019

An afternoon intensifying mesoscale convective system that moved from southeast South Dakota, eastward across southern Minnesota during the late afternoon and evening of Friday, July 5th, produced sporadic wind damage around Arlington, southeast to Henderson, Minnesota. Two brief tornadoes occurred. Part of a roof was blown off in Arlington, but it wasn't enough to determine whether it was a to...

Flood — Sep 22, 2016

On the evening of September 20th, a warm front was stretched west to east across southern Minnesota originating from a developing low pressure system across the South Dakota and Nebraska border. The weather pattern, and associated boundaries were nearly stationary through early Thursday morning, September 22nd. The atmosphere was very moist, which was evident in the soundings as near record hig...

Source: NOAA National Weather Service Storm Events Database.

Waseca County NFIP Flood Insurance Claims

Total Claims Filed
6
Total Paid Out
$98,909
Avg Claim
$24,727
Avg Water Depth
1.0 ft

Claims by Flood Zone

A Zones (High Risk)
1
X Unshaded (Low)
5

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Waseca County

FEMA assigns flood zone designations to areas in Waseca County, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Waseca County

Properties in Waseca County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.