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Watonwan County, Minnesota Flood Zones

Check an Address in Watonwan County

Enter any address in Watonwan County, Minnesota to see its FEMA flood zone

The Flooding Character of Watonwan County

Flash flooding from thunderstorms is the dominant flood character in Watonwan County. Recent events include catastrophic flooding in June 2024 due to widespread heavy rainfall, and significant flooding in the town of St. James in August 2014 following over 5 inches of rain in western Watonwan County. Spring melt events, like the one in March 2019 along the Minnesota River and its tributaries, also contribute to flood risk.

Homeowners in Watonwan County should be aware of flood risk, particularly those residing in Zone A and Zone X_Unshaded areas, which have experienced substantial National Flood Insurance Program claims. Properties located in areas prone to flash flooding from heavy rainfall events, or those near rivers and tributaries that experience spring melt flooding, warrant particular attention.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Watonwan County

3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Minnesota flood stories →

Flood Risk Data for Watonwan County

Watonwan County, Minnesota has recorded 19 flood-related events since 1996 according to NOAA's Storm Events Database, including 10 flash floods and 9 river or area floods. The county has received 13 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Watonwan County Disaster History

FEMA Disaster Declarations (1965–2024)

Disaster Declarations
13
Flood/Coastal Disasters
6
Latest Disaster
Severe Storms And Flooding (2024-06-16)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Watonwan County

DeclarationTypeDate
Severe Storms And FloodingFloodJun 16, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Winter Storm, Straight-line Winds, And FloodingFloodMar 12, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingFloodJun 15, 2018
Severe Storms, Straight-line Winds, Flooding, Landslides, And MudslidesFloodJun 11, 2014
Severe Storms And FloodingSevere StormSep 22, 2010
Hurricane Katrina EvacuationHurricaneAug 29, 2005
Severe Winter StormsSevere StormJan 3, 1997
Severe Storms, Tornadoes & FloodingSevere StormMay 6, 1993

Recorded Flood Events in Watonwan County

NOAA Storm Events Database (1996–2025)

Total Flood Events
19
River/Area Floods
9
Flash Floods
10
Total Property Damage
$3.9M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Watonwan County

TypeDateDamage
Flash FloodJun 21, 20240.00K
FloodMar 16, 20190.00K
Flash FloodAug 21, 20140.00K
Flash FloodJun 16, 20140.00K
FloodMar 23, 20110.00K
Flash FloodJun 26, 20100.00K
FloodSep 23, 20103.90M
Flash FloodSep 22, 20100.00K
FloodMar 17, 20100.00K
FloodMar 16, 20100.00K

Watonwan County Flood History

Flash Flood — Jun 21, 2024

Catastrophic flooding occurred across parts of Minnesota in mid to late June 2024 as a stationary boundary stalled out across the Upper Midwest.||On June 19-21, several rounds of thunderstorms developed and tracked along this boundary, producing widespread 4 to 6 inches of rain across southern Minnesota, with some locations picking up 8 to 10 inches of rain near Mankato Minnesota.||There were d...

Flood — Mar 16, 2019

There were many factors that led to a severe Spring flood melt along the Minnesota and Mississippi Rivers and several of their tributaries during the last two weeks of March. The first factor was above average snowpack, especially over the Minnesota River Valley for mid March. Additionally, the added effect of a cold late Winter kept this snowpack deeper into the early Spring. Once temperatures...

Flash Flood — Aug 21, 2014

Several waves of thunderstorms moved across southern Minnesota during the morning of Thursday, August 21st. Rainfall amounts of over 5 inches occurred in western Watonwan County, with significant flooding in the town of St. James.

Flash Flood — Jun 16, 2014

The afternoon of Monday, June 16th, two major thunderstorm complexes across Nebraska and South Dakota, congealed into one along the Minnesota, Iowa border from Sioux Falls, eastward along I-90 to Fairmont and Albert Lea. Some of the severe storms moved north of I-90 and produced wind and hail as far north as Mankato, Waseca and Owatonna. Wind gusts in excess of 60 to 70 mph were clocked in the...

Flood — Mar 23, 2011

Due to a very wet fall, and a deep snow pack by mid March, when temperatures began to rise and melt the snow, area streams, creeks and eventually rivers rose to minor, moderate, and major stage levels. ||During the onset of the snow melt, area streams, creeks and rivers had numerous ice jams that caused flooding across many areas in southern Minnesota. Road closures due to creeks and streams de...

Source: NOAA National Weather Service Storm Events Database.

Watonwan County NFIP Flood Insurance Claims

Total Claims Filed
14
Total Paid Out
$1.0M
Avg Claim
$126,083
Avg Water Depth
2.9 ft

Claims by Flood Zone

A Zones (High Risk)
6
X Unshaded (Low)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Watonwan County

FEMA assigns flood zone designations to areas in Watonwan County, Minnesota:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Watonwan County

Properties in Watonwan County, Minnesota that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.