Enter any address in Adair County, Missouri to see its FEMA flood zone
Flash flooding from severe thunderstorms is the dominant flood character in Adair County. Between 2003 and 2023, NOAA Storm Events data recorded 33 flash flood events and 14 general flood events. For example, a flash flood occurred on August 4, 2023, following severe storms. Another flash flood event was noted on July 10, 2021, as a strong storm complex moved through.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $27,758 and an average water depth of 2.5 feet. Properties in Zone X_UNSHADED have also seen claims, with a higher average payout of $42,908, though with a lower average water depth of 1.7 feet. Homeowners in areas designated as Zone A or Zone X_UNSHADED, particularly those located near rivers or streams, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Adair County, Missouri has recorded 47 flood-related events since 1996 according to NOAA's Storm Events Database, including 33 flash floods and 14 river or area floods. The county has received 25 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jul 29, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Sep 9, 2014 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 31, 2011 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | Jun 12, 2010 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 8, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 4, 2023 | 0.00K |
| Flash Flood | Jul 10, 2021 | 0.00K |
| Flash Flood | May 26, 2019 | 0.00K |
| Flood | Apr 1, 2019 | 0.00K |
| Flash Flood | Jul 27, 2015 | 0.00K |
| Flood | Jun 26, 2015 | 0.00K |
| Flash Flood | Jun 24, 2015 | 0.00K |
| Flash Flood | Jun 22, 2015 | 0.00K |
| Flash Flood | Sep 10, 2014 | 0.00K |
| Flash Flood | Jun 3, 2014 | 0.00K |
Flash Flood — Aug 4, 2023
On the afternoon and evening of August 4th, severe storms developed over western Missouri and moved eastward into central Missouri. A supercell produced a 4.5 mile long EF0 tornado in rural Ray County near the community of Millville, with another supercell producing a 1.5 mile long EF0 near Malta Bend in Saline County. A few other wind damage and 60 mph wind gusts reports were received with the...
Flash Flood — Jul 10, 2021
Overnight convection brought into northwest Missouri a strong storm complex from southeast Nebraska. Overall, this system produced low end wind damage across far northern Missouri. Several hours later, in the evening of the 10th strong storms moved through, but the bulk of the severe weather reports came from the Kansas side of the forecast area.
Flash Flood — May 26, 2019
A couple rounds of strong to severe storms moved through the region, with some minor flash flooding and marginal severe weather.
Flood — Apr 1, 2019
The flooding that began in mid March along the Missouri River continued through April and into May. Some areas experienced record flooding from this event, and several levees broke within the time span of this event.
Flash Flood — Jul 27, 2015
Thunderstorms brought heavy rain and flash flooding to northeastern Missouri during the afternoon of July 27th.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Adair County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Adair County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.