Enter any address in Andrew County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms is a notable hazard in Andrew County, MO. Over the past 30 years, NOAA Storm Events data recorded 16 flood events and 15 flash flood events. For example, moderate to heavy rain caused isolated minor flooding and road closures in Andrew County on July 15, 2020. Another significant flood event occurred on March 13, 2019, impacting areas along the Missouri River due to upstream snowmelt and heavy rain.
National Flood Insurance Program (NFIP) claims data shows a variety of flood experiences. Zone A, typically areas of higher flood risk, accounted for 102 claims with an average payout of $27,980 and an average water depth of 6.5 feet. Interestingly, Zone X_UNSHADED, generally considered moderate flood risk, had 8 claims with a higher average payout of $33,734 and an average water depth of 11.4 feet. Homeowners in Zone A, as well as those in Zone X_UNSHADED and near rivers, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Andrew County, Missouri has recorded 31 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods and 16 river or area floods. The county has received 31 federal disaster declarations, 9 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jun 24, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Straight-line Winds, And Flooding | Flood | Mar 11, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Sep 9, 2014 |
| Flooding | Flood | Jun 1, 2011 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 31, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 24, 2021 | 0.00K |
| Flash Flood | Jul 15, 2020 | 0.00K |
| Flood | Sep 29, 2019 | 0.00K |
| Flood | May 28, 2019 | 0.00K |
| Flood | Mar 13, 2019 | 100.00K |
| Flood | May 1, 2019 | 0.00K |
| Flood | Jun 1, 2019 | 0.00K |
| Flood | Apr 1, 2019 | 0.00K |
| Flash Flood | May 17, 2015 | 0.00K |
| Flash Flood | Jul 16, 2015 | 0.00K |
Flash Flood — Jun 24, 2021
Late in the afternoon, and through the evening hours on June 24 a cluster of storms over southeast Nebraska congealed into a line of thunderstorms that focused across northern Missouri. Most notably within this line of storms was a cluster of QLCS tornadoes that formed in Grundy County. There may have been other tornadoes associated with circulations that were noted on radar, but emergency mana...
Flash Flood — Jul 15, 2020
Moderate to heavy rain moved into the area causing some isolated minor flooding in Andrew and Macon Counties. Some isolated road closures resulted, but no damage was reported with this flooding.
Flood — Sep 29, 2019
Several areas had flash flooding after 3 to 5 inches of rain fell across the area. The worst of the flooding came from Harrisonville, where several business were inundated under several feet of water.
Flood — May 28, 2019
Widespread severe weather moved through the region on May 28. One supercell produced several tornadoes, including the Lawrence to Linwood, Kansas tornado. This storm then went on to produce an EF-2 tornado in northeastern Clay County and did damage to portions of Kearney, Missouri. Earlier in the day, through the morning and early afternoon hours several storms moved through northern Missouri c...
Flood — Mar 13, 2019
Several months of heavy snow across the Northern Plains set the stage for a significant and catastrophic flooding event when temperatures warmed and heavy rain fell across Nebraska and the Dakotas. While the more significant damage occurred across eastern Nebraska several counties along the Missouri River and Northern and Central Missouri also saw some significant impacts. Numerous locations al...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Andrew County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Andrew County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.