Enter any address in Audrain County, Missouri to see its FEMA flood zone
Flash flooding from intense thunderstorms is the primary flood hazard in Audrain County. Over the past 30 years, the NOAA Storm Events Database has recorded 34 flash flood events, compared to 5 general flood events. For instance, heavy rainfall caused flash flooding in late July 2025 as a storm system moved through east-central Missouri, with portions of eastern Audrain County receiving multiple rounds of rain. Earlier, in June 2021, a complex of storms brought damaging winds and flash flooding to the region.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $18,022 and an average water depth of 5.7 feet. While Zone X_Unshaded has seen fewer claims with lower payouts and water depths, residents in all flood zones, particularly those in Zone A, should remain aware of flood risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Audrain County, Missouri has recorded 39 flood-related events since 1996 according to NOAA's Storm Events Database, including 34 flash floods and 5 river or area floods. The county has received 19 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jun 24, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 22, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm | Severe Ice Storm | Jan 26, 2009 |
| Severe Storms, Flooding, And A Tornado | Severe Storm | Sep 11, 2008 |
| Severe Storms And Flooding | Severe Storm | Jun 1, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 21, 2025 | 60.00K |
| Flash Flood | Jul 26, 2022 | 0.00K |
| Flash Flood | Jun 25, 2021 | 0.00K |
| Flash Flood | Jun 3, 2020 | 0.00K |
| Flash Flood | Jun 22, 2019 | 0.00K |
| Flash Flood | Aug 2, 2016 | 0.00K |
| Flash Flood | Jun 21, 2015 | 0.00K |
| Flash Flood | Jun 7, 2015 | 0.00K |
| Flood | Jun 1, 2013 | 2.00K |
| Flash Flood | Apr 30, 2012 | 0.00K |
Flash Flood — Jul 21, 2025
During the late evening and early morning hours of July 20th/21st, an MCS moved southeast through east-central Missouri. The front edge of the system produced very efficient and heavy rainfall, causing flash flood conditions quickly. This was exacerbated in portions of eastern Audrain County which received multiple rounds of this heavy rain.
Flash Flood — Jul 26, 2022
During the early morning of Tuesday, July 26th, 2022, a complex of training thunderstorms set up roughly along the I-70 corridor in Missouri and I-64 corridor in Illinois. Several rounds of thunderstorms with rainfall rates exceeding 2in/hr affected this area, including the St. Louis metropolitan area, through the early hours of July 26th and into the morning commute. Upwards of 11 of rain fell...
Flash Flood — Jun 25, 2021
A composite outflow boundary extending from the Kansas City area towards southeast Missouri was a focus for new development from the evening hours of June 25th through June 26th. There were numerous reports of damaging winds and flash flooding with this event, as well as a tornado.
Flash Flood — Jun 3, 2020
A combination of old outflow boundaries and a cold front moved through the region, triggering widespread showers and storms. Some of the storms became severe with damaging winds, large hail and flash flooding.
Flash Flood — Jun 22, 2019
An MCS dropped southeastward across the forecast area. Very heavy rain fell across the region and with the soil already saturated from previous rains, there were numerous reports of flash flooding in central Missouri.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Audrain County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Audrain County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.