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Benton County, Missouri Flood Zones

Check an Address in Benton County

Enter any address in Benton County, Missouri to see its FEMA flood zone

The Flooding Character of Benton County

Flash flooding from thunderstorms is the primary flood hazard in Benton County. Between 1993 and 2023, NOAA Storm Events data recorded 94 flash flood events and 35 general flood events, resulting in 4 fatalities. Recent events include significant flash flooding in and around Marshfield in June 2025, following heavy rainfall that dropped 3-5 inches of rain over two days. In May 2024, two rounds of severe thunderstorms produced flash flooding, along with hail and damaging winds.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $9,962 and an average water depth of 10.9 feet. While fewer claims have been filed in Zone UNKNOWN and Zone X, these areas have also experienced flooding. Homeowners in Zone A, as well as those in areas prone to flash flooding or with properties near waterways, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Benton County

31 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Missouri flood stories →

Flood Risk Data for Benton County

Benton County, Missouri has recorded 129 flood-related events since 1996 according to NOAA's Storm Events Database, including 94 flash floods and 35 river or area floods. The county has received 21 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Benton County Disaster History

FEMA Disaster Declarations (1973–2023)

Disaster Declarations
21
Flood/Coastal Disasters
2
Latest Disaster
Severe Storms, Straight-line Winds, Tornadoes, And Flooding (2023-07-29)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Benton County

DeclarationTypeDate
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormJul 29, 2023
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, And FloodingSevere StormApr 29, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormMay 15, 2015
Severe Winter StormSevere StormJan 31, 2011
Severe Winter Storm And SnowstormSevere StormJan 31, 2011
Severe Winter StormSevere Ice StormJan 26, 2009
Severe Winter StormsSevere Ice StormDec 8, 2007
Severe Winter Storms And FloodingSevere Ice StormJan 12, 2007

Recorded Flood Events in Benton County

NOAA Storm Events Database (1996–2025)

Total Flood Events
129
River/Area Floods
35
Flash Floods
94
Total Property Damage
$122,000
Flood Deaths
4

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Benton County

TypeDateDamage
FloodJun 4, 20250.00K
Flash FloodMay 8, 20240.00K
Flash FloodAug 1, 202310.00K
Flash FloodAug 1, 20230.00K
FloodMay 5, 20220.00K
Flash FloodAug 4, 20220.00K
FloodMar 12, 20210.00K
FloodJul 30, 20200.00K
FloodApr 25, 20200.00K
FloodFeb 24, 20200.00K

Benton County Flood History

Flood — Jun 4, 2025

A very moist airmass led to the development of thunderstorms with heavy rainfall rates during the morning and afternoon of June 4th. Significant flash flooding occurred in and around the city of Marshfield. Additional heavy rainfall caused flooding into the evening and overnight hours with some areas picking up two day totals of 3-5 inches.

Flash Flood — May 8, 2024

Two rounds of severe thunderstorms occurred on May 8, 2024. The first round occurred during the morning and early afternoon hours as a surface low pressure system approached the area from the southwest, pushing a strong frontal boundary and shortwave energy/lift into the region. For this round, thunderstorms were more elevated in nature, producing hail up to golf ball size, damaging winds, and ...

Flash Flood — Aug 1, 2023

Thunderstorms which developed across northwestern Missouri moved south and east across central Missouri during the evening of the first and into the overnight hours. Storms began to train across the region producing rainfall amount from 2 to 4 inches with a few local readings as much as 6 inches. This rainfall produced flooding across the region along with isolated wind damage to trees and powe...

Flood — May 5, 2022

A stalled front from the storm a system on May 2-3 moved northward back into the Ozarks as a warm front as a strong upper level low over southern Colorado moved eastward into the southern Plains. This led to another several rounds of widespread heavy rainfall that occurred from the late morning of the 4th to the early morning of the 6th, when the surface low exited the area. Widespread accumula...

Flash Flood — Aug 4, 2022

An outflow boundary developed and moved southward into southern Missouri before interacting with a low level jet to produce additional heavy rainfall and isolated wind damage during the overnight hours of the 3rd into the morning of the 4th. Rainfall accumulations were highest over central and south central Missouri, ranging from two to four inches along and east of a line from Warsaw to West P...

Source: NOAA National Weather Service Storm Events Database.

Benton County NFIP Flood Insurance Claims

Total Claims Filed
29
Total Paid Out
$260,521
Avg Claim
$11,841
Avg Water Depth
22.1 ft

Claims by Flood Zone

A Zones (High Risk)
26

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Benton County

FEMA assigns flood zone designations to areas in Benton County, Missouri:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Benton County

Properties in Benton County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.