Enter any address in Caldwell County, Missouri to see its FEMA flood zone
Flash flooding from thunderstorms is a notable hazard in Caldwell County, MO. Between 1993 and 2023, NOAA Storm Events data recorded 13 flash flood events and 9 flood events. For example, torrential rains associated with thunderstorms caused flooding on May 21, 2019. Another instance of heavy rainfall occurred on June 25, 2021, impacting northern Missouri.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced flooding, with one claim averaging $271 and reporting an average water depth of 1.0 foot. Homeowners in areas prone to flash flooding, as well as those located near waterways, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
10 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Caldwell County, Missouri has recorded 22 flood-related events since 1996 according to NOAA's Storm Events Database, including 13 flash floods and 9 river or area floods. The county has received 24 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jun 24, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
| Severe Winter Storm And Snowstorm | Severe Storm | Jan 31, 2011 |
| Severe Storms, Flooding, And Tornadoes | Severe Storm | Jun 12, 2010 |
| Severe Winter Storm | Severe Ice Storm | Jan 26, 2009 |
| Severe Winter Storms | Severe Ice Storm | Dec 8, 2007 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 25, 2021 | 0.00K |
| Flash Flood | Jun 25, 2021 | 0.00K |
| Flood | May 21, 2019 | 0.00K |
| Flood | Apr 5, 2017 | 0.00K |
| Flood | Sep 14, 2016 | 0.00K |
| Flood | Sep 13, 2016 | 0.00K |
| Flash Flood | Aug 1, 2016 | 0.00K |
| Flash Flood | May 17, 2015 | 0.00K |
| Flash Flood | May 12, 2010 | 0.00K |
| Flash Flood | Jun 4, 2010 | 0.00K |
Flood — Jun 25, 2021
Late in the afternoon, and through the evening hours on June 24 a cluster of storms over southeast Nebraska congealed into a line of thunderstorms that focused across northern Missouri. Most notably within this line of storms was a cluster of QLCS tornadoes that formed in Grundy County. There may have been other tornadoes associated with circulations that were noted on radar, but emergency mana...
Flash Flood — Jun 25, 2021
Late in the afternoon, and through the evening hours on June 24 a cluster of storms over southeast Nebraska congealed into a line of thunderstorms that focused across northern Missouri. Most notably within this line of storms was a cluster of QLCS tornadoes that formed in Grundy County. There may have been other tornadoes associated with circulations that were noted on radar, but emergency mana...
Flood — May 21, 2019
A line of generally sub-severe thunderstorms moved through the region during the early morning hours on May 21. These storms didn't produce any severe winds or hail, but as they moved east wake low winds produced damage consisting of several tree limbs down as well as power lines and power poles. The storms then went on to produce torrential rains which caused areas of flooding.
Flood — Apr 5, 2017
Widespread moderate to heavy rain resulted in numerous roads across northern Missouri to be flooded. Impacts were rather low, as most of these closures were soon resolved once the water receded.
Flood — Sep 14, 2016
On the evening of September 13, widespread thunderstorm activity brought areas of flooding across northern Missouri and eastern Kansas. The extent of the impacts were several roads closed as a result of flowing and standing water. Rainfall amounts were very excessive, with some area reporting over 7 inches of rain. The highest report was in Doniphan County Kansas where over 11 inches of rain fe...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Caldwell County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Caldwell County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.