Enter any address in Camden County, Missouri to see its FEMA flood zone
Flash flooding from heavy rainfall events is the dominant flood character in Camden County. Between 1993 and 2023, NOAA Storm Events data recorded 77 flash flood events and 32 general flood events. Recent examples include significant flash flooding in and around Marshfield on June 4, 2025, following heavy rainfall, and widespread flooding of creeks and streams in late April 2024 due to 2 to 4 inches of rain on saturated ground.
NFIP claims data indicates that properties in Zone A have experienced the most frequent claims, with an average payout of $28,625 and an average water depth of 9.9 feet. Properties in Zone X and X_Unshaded also have a history of claims, though with lower average payouts and water depths. Homeowners in Zone A, as well as those near creeks and streams, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
26 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Camden County, Missouri has recorded 109 flood-related events since 1996 according to NOAA's Storm Events Database, including 77 flash floods and 32 river or area floods. The county has received 27 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Wildfires | Severe Storm | Mar 14, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Jul 29, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 29, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Flood | Apr 28, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Flood | Dec 23, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 15, 2015 |
| Severe Storms, Straight-line Winds And Flooding | Severe Storm | Aug 2, 2013 |
| Severe Winter Storm | Severe Storm | Jan 31, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 4, 2025 | 0.00K |
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flood | Apr 26, 2024 | 0.00K |
| Flood | Mar 24, 2023 | 0.00K |
| Flash Flood | Jul 20, 2023 | 0.00K |
| Flash Flood | Aug 1, 2023 | 0.00K |
| Flash Flood | Aug 16, 2022 | 5.00K |
| Flash Flood | Jan 25, 2021 | 0.00K |
| Flood | Mar 12, 2021 | 0.00K |
| Flood | Mar 19, 2020 | 0.00K |
Flash Flood — Jun 4, 2025
A very moist airmass led to the development of thunderstorms with heavy rainfall rates during the morning and afternoon of June 4th. Significant flash flooding occurred in and around the city of Marshfield. Additional heavy rainfall caused flooding into the evening and overnight hours with some areas picking up two day totals of 3-5 inches.
Flash Flood — Apr 4, 2025
Multiple rounds of showers and thunderstorms occurred across southern Missouri between April 4th and April 6th. The highest rainfall amounts occurred southeast of Springfield where pockets of 8-10 inches with localized amounts to 12 inches occurred. Significant flash flooding and minor to moderate river flooding occurred, especially across south central Missouri. Two flood fatalities occurred w...
Flood — Apr 26, 2024
Flooding of small creeks and streams and major flooding along the Marmaton and Little Osage River basins occurred thanks to heavy rainfall. From 2 to 4 inches of rainfall on already saturated ground from previous rainfall in the 25th. Isolated severe storms produced brief tornadoes in Vernon and St. Clair Counties.
Flood — Mar 24, 2023
The most impactful storm system to affect the region during the month of March began during the late afternoon and early evening of the 23rd as strong to severe thunderstorms trained along and north of a front that had stalled over northwest Arkansas and south central Missouri. While the storms produced sporadic wind damage and hail, rainfall accumulations exceeded three inches within a 6-hour ...
Flash Flood — Jul 20, 2023
Severe storms moved into western Missouri during the morning of the 20th. A couple of these storms produced wind gusts over 60 mph, and localized flash flooding occurred over central Missouri as two to three inches of rain fell over areas that were saturated from the previous round of storms.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Camden County, Missouri:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Camden County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.