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Cape Girardeau County, Missouri Flood Zones

Check an Address in Cape Girardeau County

Enter any address in Cape Girardeau County, Missouri to see its FEMA flood zone

Cape Girardeau County Disaster History

Disaster Declarations
28
Flood/Coastal Disasters
6
Hurricane Disasters
1
Latest Disaster
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING (2025-03-30)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Cape Girardeau County

DeclarationTypeDate
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2025-03-30
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
SEVERE STORMS, TORNADOES, AND FLOODINGSevere Storm2019-04-29
SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODINGFlood2019-03-11
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODINGFlood2017-04-28
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODINGFlood2015-12-23
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODINGFlood2015-12-22
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2013-05-29
SEVERE STORMS, TORNADOES, AND FLOODINGSevere Storm2011-04-19

Flood Zone Types in Cape Girardeau County

FEMA assigns flood zone designations to areas in Cape Girardeau County, Missouri:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Cape Girardeau County

Properties in Cape Girardeau County, Missouri that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.